Insperity, Inc. NSP

47.83 (0.07) (0.15%) as of 25 Sep
Market cap
$1.8B
P/E
0.0×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 15.85
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — 1 — — — 4 — 1 1 — — —
Sell — — — — — — — — — — — —
Insider Ownership 6.29%

Capital & Financial Ratios

Market Cap 1,830.00
Revenue 6,872.00
Net Income (16.00)
Free Cash Flow 194.00
Net Debt (281.00)
Current Ratio 1.11
Debt/Equity 6.87
P/E ratio 0.00
P/S ratio 0.26
P/B ratio 29.80
Past 5Y EPS Growth (8.34%)
This Y EPS Growth 105.28%
Next Y EPS Growth 27.60%
Next 5Y EPS Growth 45.23%
in millions of $

Dividends

Payout Ratio 0.45
Annual Dividend Rate 2.28
Annual Dividend Yield 2.31%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.24
0.60
0.60
0.60
2025 1.20
0.60
0.60
0.60
0.60
2024 2.37
0.57
0.60
0.60
0.60
2023 2.23
0.52
0.57
0.57
0.57
2022 2.01
0.45
0.52
0.52
0.52
2021 1.75
0.40
0.45
0.45
0.45
2020 1.60
0.40
0.40
0.40
0.40
2019 1.20
0.30
0.30
0.30
0.30
2018 0.80
0.20
0.20
0.20
0.20
2017 0.29
0.06
0.08
0.08
0.08
2016 0.24
0.06
0.06
0.06
0.06
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 766 1,124 742 700
Receivables 694 829 855 904
Inventory — — — —
Other 128 107 119 106
1,595 2,085 1,722 1,767
2023 2024 2025 Q'26
Payables 11 10 6 10
ST’ Debt — — — —
Other — — — —
1,436 1,930 1,620 1,587
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 10.10% 9.70% 4.68%
Cash Flow 0.00% 0.00% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value (12.38%) 0.83% (17.28%)

Revenue

Mar Jun Sep Dec Year
’26 1,895 1,686 — — —
’25 1,863 1,658 1,623 1,668 6,812
’24 1,802 1,605 1,561 1,613 6,581
’23 1,770 1,585 1,551 1,580 6,486
’22 1,578 1,432 1,439 1,490 5,939
’21 1,287 1,185 1,210 1,291 4,973
’20 1,229 993 1,008 1,056 4,287
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (67) 48 — — —
’25 (443) (79) (11) 255 (278)
’24 31 20 (150) 619 520
’23 40 (110) 210 58 198
’22 59 (36) 99 225 347
’21 2 5 48 205 260
’20 24 91 (8) 240 346
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (73) 41 — — —
’25 (449) (86) (20) 246 (309)
’24 26 14 (164) 606 482
’23 33 (117) 202 40 158
’22 54 (40) 92 211 317
’21 (10) (4) 45 196 227
’20 8 67 (38) 210 248
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.88 0.10 — — —
’25 1.35 (0.14) (0.53) (0.88) (0.19)
’24 2.08 0.48 0.07 (0.22) 2.42
’23 2.45 0.33 1.16 0.52 4.47
’22 1.80 0.87 0.98 0.99 4.64
’21 1.59 0.65 0.70 0.25 3.18
’20 1.58 1.33 0.51 0.11 3.54
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
20.92 34.60 55.40 67.06 22.59 75.24 83.94 93.56 71.69 31.00

Analyst estimates 2026–2028

Powerpack
Low Price
41.09 60.35 121.15 144.92 95.78 129.32 121.75 131.09 119.02 95.98
High Price
2,600 2,900 3,200 3,500 3,600 3,600 4,100 4,400 4,500 4,200
Employees
1 1 1 1 1 1 1 1 1 2
Revenue/Emp
2,941 3,300 3,829 4,315 4,287 4,973 5,939 6,486 6,581 6,812
Revenue
16.71% 17.35% 17.81% 16.99% 18.82% 16.49% 17.02% 15.99% 15.99% 13.21%
Gross Margin
105 130 182 190 189 168 245 225 126 (4)
EBT
3.58% 3.94% 4.76% 4.40% 4.41% 3.38% 4.13% 3.47% 1.91% (0.06%)
EBT Margin
66 84 135 151 138 124 179 171 91 (7)
Net Income
17 18 23 28 32 39 41 43 44 45
Depreciation
70.59 80.36 92.89 107.37 111.34 129.40 156.29 170.68 173.18 179.26
Revenue/Sh
1.55 2.02 3.24 3.72 3.57 3.22 4.70 4.53 2.44 (0.19)
Earnings/Sh
3.49 5.19 4.48 5.11 9.00 6.77 9.13 5.21 13.68 (7.32)
Cash Flow/Sh
(0.81) (0.80) (0.85) (1.40) (2.55) (0.85) (0.79) (1.05) (1.00) (0.82)
Capex/Sh
2.67 4.39 3.62 3.70 6.45 5.91 8.34 4.16 12.68 (8.13)
Free CF/Sh
1.45 1.61 1.88 0.10 1.15 (0.05) 2.14 2.47 2.55 1.21
Book Value/Sh
42 41 41 40 39 38 38 38 38 38
Shares
23.13 28.38 28.81 23.25 22.87 36.57 24.05 26.27 31.77 0.00
PE Ratio
0.51 0.71 1.01 0.80 0.73 0.91 0.72 0.70 0.45 0.22
PS Ratio
24.60 35.14 49.54 847.66 71.03 0.00 52.84 48.01 30.36 31.99
PB Ratio
0.43 0.62 0.93 0.76 0.67 0.86 0.65 0.63 0.33 0.16
EV/Sales
11.33 11.31 23.86 22.00 11.56 18.72 12.14 26.05 4.54 (3.55)
EV/FCF
145 213 184 205 346 260 347 198 520 (278)
Op' Cash Flow
(34) (33) (35) (56) (98) (33) (30) (40) (38) (31)
Capex
111 180 149 149 248 227 317 158 482 (309)
FCF
39 54 94 106 172 116 159 159 155 102
Working Cap'
104 104 144 269 369 369 369 369 369 369
Total Debt
(226) (293) (285) (182) (265) (285) (446) (397) (755) (373)
Net Debt
61 66 78 4 44 (2) 81 94 97 46
Sh' Equity
7.62% 8.41% 11.84% 11.55% 9.23% 7.44% 9.44% 8.22% 3.86% (0.29%)
ROA
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
ROIC
55.37% 130.69% 185.47% 365.34% 570.22% 585.86% 450.31% 195.12% 95.29% (9.79%)
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Insperity, Inc. peers in Staffing & Employment Services

All 19 Staffing & Employment Services stocks →

Insperity, Inc. (NSP) key facts

  • Insperity, Inc. (NSP) is a Staffing & Employment Services company in the Industrials sector, listed on the New York Stock Exchange.
  • Insperity, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.8 billion, up 3.51% from fiscal 2024.
  • Insperity, Inc. reported a net loss of $7.0 million, or a loss of $0.19 per share, for fiscal 2025.
  • As of September 25, 2026, NSP traded at $47.83, a market capitalization of $1.8 billion.
  • Trailing earnings are negative, so a P/E ratio is not meaningful; the stock trades at 0.3× sales.
  • Insperity, Inc. pays an annual dividend of $2.28 per share, a yield of 2.31%, with a payout ratio of 44.9%.
  • Return on equity was −9.79% and debt-to-equity 6.87.

Source: company filings (standardised) and stockrow calculations.

Insperity, Inc. (NSP) Latest News

News by impact score

Fine-tune

23 Sep

4

Insperity announced continued progress for its HRScale service, which extends Workday technology by pairing it with Insperity's full-service PEO offering for growing and midsized businesses. Since general availability earlier this year, early adopters have seen faster, more cost-effective implementations and HR, payroll, and workforce-management modernization. 3Sixty Insights found that only 13% of organizations fully use most HCM capabilities and 12% consider themselves sophisticated users, while 49% would pay more for better provider support, underscoring the value of combining technology with Insperity's guidance. The research also notes service-enabled HCM users experience 10-15% fewer incidents, especially in performance management and benefits administration. Chairman/CEO Paul Sarvadi and 3Sixty’s Nicholas Biron emphasize that technology plus ongoing service helps mid-market firms achieve efficiency and growth. Insperity reported 2025 revenues of $6.8 billion. Expansion of a blended tech+service platform with favorable client adoption could materially boost mid-market growth and profitability.

22 Sep

4

Insperity (NSP) surged 90.9% over six months, beating Staffing Firms peers and the S&P 500. Revenue is seen up 1.4% in 2026 and 4.6% in 2027; earnings are expected to grow over 100% in 2026 and 38.5% in 2027. In Q2 2026, adjusted EPS rose 31% to $0.34 and adjusted EBITDA grew 13% to $36 million as pricing, client retention, benefits-plan changes and disciplined cost control cut operating expenses by 8%. Full-year guidance targets EBITDA of $185-$225 million and adjusted EPS of $1.88-$2.43. The company benefits from a global PEO market and aims to capture demand with workforce-management solutions. It also maintains dividends and buybacks; H1 2026, NSP paid $46 million in dividends and repurchased 172,000 shares for $4 million. NSP held about $700 million in cash and equivalents with no debt and a current ratio of 1.11. Risks include higher benefits costs and cost-uncertainty in H2 2026. Zacks Rank: #3 Hold. Double-digit earnings growth projected for 2026 and 2027, margin improvements, and a growing PEO market imply a meaningful, not just temporary, boost to NSP's trajectory.

21 Sep

3

StockStory lists Insperity (NSP) as one of two cash-heavy stocks to sell, reporting a net cash position of $141 million (about 7.3% of market cap). NSP, a PEO services provider, shows 2.5% annual sales growth over the past two years and a 3.6-point decline in adjusted operating margin over five years. Incremental sales have been less profitable as EPS fell 27.1% annually despite revenue growth. At $50.29, NSP trades around 21.5x forward earnings. The piece argues the sizable cash hoard masks stagnation and limited scalability, urging readers to seek better opportunities rather than NSP, and highlights Monster Beverage (MNST) as the stock to buy instead. Weak growth and margin pressure despite cash reserves suggest a moderate, not decisive, impact on NSP's future trajectory.

7 Aug

4 transcript

Insperity (NSP) released its Q2 2026 earnings call transcript, covering quarterly financial results, operational updates, and forward guidance. Earnings call details directly shape near-term stock movement and valuation outlook for Insperity.

4 Aug

4

Insperity posts Q2 margin recovery progress and launches HRScale to support HR services growth. Margin recovery and HRScale launch represent major operational gains plus a new strategic offering that can shift performance trajectory.

1 Aug

3

Insperity (NSP) stock rebounded after earnings results and updated guidance, though questions persist on whether current valuation fully accounts for the company's position. Earnings beats and guidance updates can shift near-term stock sentiment and financial outlook without fundamentally redefining long-term trajectory.

31 Jul

4

Insperity integrates AI tools to optimize HR and payroll services while navigating shifts in the PEO market, focusing on efficiency gains and client retention amid competitive pressures. AI-driven operational changes signal major strategic positioning that can materially affect long-term growth and investor outlook for Insperity.

30 Jul

4

Insperity, Inc. released its Q2 2026 earnings call summary covering financial results and business outlook. Q2 earnings details and outlook directly shape investor views on financial trajectory.

4 transcript

Insperity Inc reported strong EPS growth in Q2 2026 despite rising healthcare costs. Strong EPS growth signals improved profitability that can lift stock valuation and investor outlook.

3 transcript

Insperity Q2 earnings call highlighted company financial results, operational updates and outlook. Q2 earnings release supplies fresh financial data that can move near-term investor views on performance.

29 Jul

3

Insperity (NYSE:NSP) reported Q2 CY2026 sales above expectations. Quarterly sales beat signals stronger revenue than forecast and may lift near-term investor sentiment.

3

Insperity announces second quarter results. Quarterly earnings release delivers financial metrics that can shift short-term valuation and sentiment.

10 Jul

3

Insperity reports Q1 earnings, prompting buy, sell or hold analysis for NSP stock. Q1 earnings release can moderately affect near-term stock sentiment and trading without altering long-term strategy.

2 Jul

3

NSP identified as small-cap stock with exciting potential while two others dismissed in stock analysis. Stock selection commentary on NSP may shift investor attention and short-term trading activity.

24 Jun

3

Insperity (NSP) stands out with impressive fundamentals among services stocks while two others are advised against due to weaker prospects. Stock recommendation highlighting NSP fundamentals may shift short-term investor sentiment and trading activity.

8 May

4

Insperity, Inc. (NSP) Q1 earnings beat estimates, driven by margin recovery. Q1 earnings beat on margin recovery indicates strong financial momentum, likely boosting stock price and investor sentiment significantly.

4 May

4

Insperity (NSP) shares dropped 12.9% after the company cut its 2026 earnings outlook due to margin pressures. Cut to 2026 earnings outlook amid margin pressures triggered a 12.9% stock plunge, signaling major risks to future financial performance and investor sentiment.

3 May

4

Insperity's Q1 shows margin recovery progress amid growth challenges and strategic shifts. Strategic shifts and margin recovery progress amid growth challenges signal significant potential alterations to Insperity's trajectory and investor outlook.

2 May

4

Insperity's Q1 earnings call highlighted key financial results, revenue performance, operational updates, and forward-looking guidance for the year. Q1 earnings highlights reveal financial results and guidance that significantly influence stock performance and investor expectations.

1 May

4

Insperity, Inc. released its Q1 2026 earnings call summary detailing financial results, operational updates, and forward guidance. Q1 earnings call summary reveals financial performance and guidance that significantly shape investor expectations and stock trajectory.

4

Insperity Inc (NSP) Q1 2026 earnings call highlighted margin recovery and AI integration driving performance improvements. Margin recovery enhances profitability and AI integration represents a major strategic move for competitive positioning.

30 Apr

4

Insperity, Inc. (NSP) reported Q1 earnings and revenues that exceeded analyst estimates. Exceeding Q1 earnings and revenue estimates signals strong financial performance likely to boost stock price and investor sentiment significantly.

4

Insperity, Inc. (NSP) announced first quarter financial results, including key metrics on revenue, payroll growth, net income, and outlook. First quarter earnings announcement reveals financial performance and guidance that significantly affect stock price and investor expectations.

29 Apr

4

Insperity (NSP) released Q1 results, detailing key financial metrics and insights ahead of its official earnings call. Q1 earnings reports signal financial health and directly sway investor sentiment and stock trajectory.

9 Apr

3

Insperity (NSP) compared to peers in Professional Staffing & HR Solutions stocks for Q4 performance, identifying sector winners and losers. Q4 performance ranking versus sector peers moderately influences financial sentiment and competitive positioning.

20 Mar

4

Insperity Inc. (NSP) shares have skyrocketed, highlighting key factors investors need to know. Skyrocketing shares signal significant positive impact on market performance and investor sentiment.

15 Mar

4

Workday and Insperity announce general availability of HRScale, a comprehensive HR solution tailored for small and medium-sized businesses (SMBs), enabling streamlined HR management, payroll, and compliance. HRScale's general availability via Workday partnership marks a significant product launch that bolsters Insperity's SMB market position and growth potential.

12 Mar

3

Insperity Inc. (NSP) stock has plunged 33.7% since its last earnings report, driven by weaker-than-expected revenue growth, rising operating costs, and cautious guidance amid economic pressures. Post-earnings 33.7% stock drop highlights financial underperformance with moderate ongoing effects on investor sentiment and trajectory.

11 Mar

4

Workday expands HCM reach via Lyra partnership and Insperity HRScale launch, integrating Insperity's solution into Workday's ecosystem to target mid-market employers with streamlined HR services. Insperity HRScale launch with Workday represents a major strategic product integration boosting NSP's HCM market access and growth potential.

26 Feb

4

Workday and Insperity launch HRScale partnership to target growth in small and medium-sized businesses through integrated HR solutions. Strategic partnership with Workday expands Insperity's reach into SMB market, enhancing competitive positioning and potential revenue streams.

stockrow.com/NSP · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com