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Insperity, Inc.

NSP Industrials Staffing & Employment Services

Insperity, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.8 billion, up 3.51% from fiscal 2024.

Revenue
+1.73%
EPS
+95.0%
Free cash flow
+15.0%
Total debt
+13.6%

Quarter to September 2026, against a year earlier

50.52 1.17 −2.26%
Market cap
$1.9B
P/E
685×
Fwd P/E
48.9×
Dividend yield
4.75%
F-score
3/9
Altman Z
3.95
Beneish M
−1.72
Dividend safety
40/100
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Bought, $m 15.75
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — 4 — 1 1 — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 6.53%

Capital & Financial Ratios $m

Size
Market Cap 1,940.00
Revenue ttm 6,900.00
Net income ttm 3.00
Free cash flow ttm 197.00
Net debt Q (264.00)
Valuation
P/E 685.48 (above 35: high)
Forward P/E 48.90 (above 35: high)
Price / sales 0.28
Forward P/S Powerpack
Price / FCF 9.75
Price / book 43.63 (above 6: high)
Financial health
Current ratio Q 1.11
Debt / equity Q 9.52 (above 2: weak)
Interest coverage Q (0.29)
Growth
Revenue growth Q +1.73% (above 0%: growing)
Operating income growth Q +92.00% (above 0%: growing)
EPS, this year +102.52% (at or above 15%: strong)
EPS, next year A +27.33% (at or above 15%: strong)
Revenue, next year A +1.72%
EPS, past 5 yrs —
EPS, next 5 yrs A +42.33% (at or above 15%: strong)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

EV/Sales, ten years
EV/Sales is 0.2×, against a ten-year median of 0.6×; over the ten years it ranged from 0.1× in 2026 to 1.3× in 2018.
P/E against its own 10 years 99.65%
10-year low 10-year high
P/S against its own 10 years 8.80%
10-year low 10-year high
P/B against its own 10 years 65.18%
10-year low 10-year high
EV/Sales against its own 10 years 8.36%
10-year low 10-year high
EV/FCF against its own 10 years 9.50%
10-year low 10-year high

Dividends raised every year since 2017

Yield
4.75%
Annual rate
2.40
Payout ratio
3,256.5%
Growth, 2017–25
+30.4%/yr
  1. 0.29 ’17
  2. 0.80 ’18 +178
  3. 1.20 ’19 +50
  4. 1.60 ’20 +33
  5. 1.75 ’21 +9
  6. 2.01 ’22 +15
  7. 2.23 ’23 +11
  8. 2.37 ’24 +6
  9. 2.40 ’25 +1
  10. 0.24 ’26e −90
paid forecast change on the year, % Powerpack

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 766 1,124 742 683
Receivables 694 829 855 940
Inventory — — — —
Other 128 107 119 96
1,595 2,085 1,722 1,777
2023 2024 2025 Q'26
Payables 11 10 6 7
ST’ Debt — — — —
Other — — — —
1,436 1,930 1,620 1,598

Compound Annual Growth %

10y 5y 3y
Sales 10.10% 9.70% 4.68%
Cash Flow 0.00% 0.00% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value (12.38%) 0.83% (17.28%)

Earnings Trends EPS, adjusted, against the consensus

Q3 FY26 Estimate 0.20 Actual 0.22

Earnings per share against the consensus, by quarter
Quarter Estimate Reported Result
Q4 FY25 −0.49 −0.60 Miss by 0.11
Q1 FY26 1.24 1.31 Beat by 0.07
Q2 FY26 0.33 0.34 Beat by 0.01
Q3 FY26 0.20 0.22 Beat by 0.02
Q4 FY26 0.28 — Reports 9 February 2027

EPS $

Mar Jun Sep Dec Year
’26 0.88 0.10 (0.03) — —
’25 1.35 (0.14) (0.53) (0.88) (0.19)
’24 2.08 0.48 0.07 (0.22) 2.42
’23 2.45 0.33 1.16 0.52 4.47
’22 1.80 0.87 0.98 0.99 4.64
’21 1.59 0.65 0.70 0.25 3.18
’20 1.58 1.33 0.51 0.11 3.54
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 1,895 1,686 1,651 — —
’25 1,863 1,658 1,623 1,668 6,812
’24 1,802 1,605 1,561 1,613 6,581
’23 1,770 1,585 1,551 1,580 6,486
’22 1,578 1,432 1,439 1,490 5,939
’21 1,287 1,185 1,210 1,291 4,973
’20 1,229 993 1,008 1,056 4,287
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (67) 48 (4) — —
’25 (443) (79) (11) 255 (278)
’24 31 20 (150) 619 520
’23 40 (110) 210 58 198
’22 59 (36) 99 225 347
’21 2 5 48 205 260
’20 24 91 (8) 240 346
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (73) 41 (17) — —
’25 (449) (86) (20) 246 (309)
’24 26 14 (164) 606 482
’23 33 (117) 202 40 158
’22 54 (40) 92 211 317
’21 (10) (4) 45 196 227
’20 8 67 (38) 210 248
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Sep ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 2,941 3,300 3,829 4,315 4,287 4,973 5,939 6,486 6,581 6,812 6,900 +9.8% 6,929 7,203 7,579 +3.6%
Gross margin, % 16.71 17.35 17.81 16.99 18.82 16.49 17.02 15.99 15.99 13.21 13.01 (3.5) pt
EBT 105 130 182 190 189 168 245 225 126 (4) 21 n/m
EBT margin, % 3.58 3.94 4.76 4.40 4.41 3.38 4.13 3.47 1.91 (0.06) 0.30 (3.6) pt
Net income 66 84 135 151 138 124 179 171 91 (7) 3 n/m
Per share, $
Per share, $ Revenue 70.59 80.36 92.89 107.37 111.34 129.40 156.29 170.68 173.18 179.26 181.58 +10.9%
Earnings 1.55 2.02 3.24 3.72 3.57 3.22 4.70 4.53 2.44 (0.19) 0.07 n/m
Cash flow 3.49 5.19 4.48 5.11 9.00 6.77 9.13 5.21 13.68 (7.32) 6.11 n/m
Capex (0.81) (0.80) (0.85) (1.40) (2.55) (0.85) (0.79) (1.05) (1.00) (0.82) (0.92) 0.0%
Free cash flow 2.67 4.39 3.62 3.70 6.45 5.91 8.34 4.16 12.68 (8.13) 5.18 n/m
Book value 1.45 1.61 1.88 0.10 1.15 (0.05) 2.14 2.47 2.55 1.21 1.16 (2.0%)
Shares, m 42 41 41 40 39 38 38 38 38 38 38 (1.0%)
Valuation, ×
Valuation, × P/E 23.13 28.38 28.81 23.25 22.87 36.57 24.05 26.27 31.77 0.00 685.48 24.5
P/S 0.51 0.71 1.01 0.80 0.73 0.91 0.72 0.70 0.45 0.22 0.28 0.7
P/B 24.60 35.14 49.54 847.66 71.03 0.00 52.84 48.01 30.36 31.99 43.63 119.1
EV/Sales 0.43 0.62 0.93 0.76 0.67 0.86 0.65 0.63 0.33 0.16 0.24 0.6
EV/FCF 11.33 11.31 23.86 22.00 11.56 18.72 12.14 26.05 4.54 (3.55) 8.40 13.8
Cash, $m
Cash, $m Operating cash flow 145 213 184 205 346 260 347 198 520 (278) 232 n/m
Capex (34) (33) (35) (56) (98) (33) (30) (40) (38) (31) (35) (1.0%)
Free cash flow 111 180 149 149 248 227 317 158 482 (309) 197 n/m
Balance, $m
Balance, $m Working capital 39 54 94 106 172 116 159 159 155 102 179 +11.2%
Net debt (226) (293) (285) (182) (265) (285) (446) (397) (755) (373) (264) +5.7%
Shareholders’ equity 61 66 78 4 44 (2) 81 94 97 46 44 (3.0%)
Returns, %
Returns, % ROA 7.62 8.41 11.84 11.55 9.23 7.44 9.44 8.22 3.86 (0.29) 0.14 (7.9) pt
ROIC 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0 pt
ROE 55.37 130.69 185.47 365.34 570.22 585.86 450.31 195.12 95.29 (9.79) 4.58 (65.2) pt
People
People Employees 2,600 2,900 3,200 3,500 3,600 3,600 4,100 4,400 4,500 4,200 — +5.5%
Revenue/emp, $m 1.13 1.14 1.20 1.23 1.19 1.38 1.45 1.47 1.46 1.62 — +4.1%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 2 Nov 2026

Insperity, Inc. vs peers in Staffing & Employment Services (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
RHI Robert Half Inc. $4.4B 35.1× 33.2× +0.36% (above 0%: growing) +16.28% (above 0%: growing) −9.18% (below 0%: shrinking) 39.14% 5.51% Compare
KFY Korn/Ferry International $4.2B 14.3× 13.9× +6.86% (above 0%: growing) +5.47% (above 0%: growing) −2.15% (below 0%: shrinking) 25.61% 12.21% Compare
TNET TriNet Group, Inc. $3.1B 18.0× 20.0× −4.36% (below 0%: shrinking) −3.73% (below 0%: shrinking) −3.64% (below 0%: shrinking) 17.21% 3.27% Compare
MAN ManpowerGroup Inc. $2.2B 17.9× 16.0× +4.44% (above 0%: growing) +87.18% (above 0%: growing) −135.70% (below 0%: shrinking) 15.85% 1.70% Compare
NSP Insperity, Inc. $1.9B 685× 48.9× +1.73% (above 0%: growing) n/m +15.00% (above 0%: growing) 12.54% (0.12%)
KFRC Kforce, Inc. $997.7M 23.3× 21.0× +7.55% (above 0%: growing) +42.86% (above 0%: growing) −70.26% (below 0%: shrinking) 28.19% 6.29% Compare
BBSI Barrett Business Services, Inc. $736.5M 23.6× 24.3× +4.74% (above 0%: growing) −13.75% (below 0%: shrinking) −36.74% (below 0%: shrinking) 21.75% 6.36% Compare
KELYB Kelly Services, Inc. $659.7M — (loss-making) — −0.83% (below 0%: shrinking) n/m −97.46% (below 0%: shrinking) 20.97% 0.06% Compare
KELYA Kelly Services, Inc. $515.3M — (loss-making) 25.8× −0.83% (below 0%: shrinking) n/m −97.46% (below 0%: shrinking) 20.97% 0.06% Compare
Median of peers $1.6B 20.6× 21.0× +2.40% +10.88% −53.50% 21.36% 4.39%

All 18 Staffing & Employment Services stocks →

Pay and ownership Proxy statement filed 14 April 2026

Chief executive’s pay

Year Total pay Actually paid $100 invested
2025 16.81m 3.05m 54.91
2024 9.37m 81.50k 101.83
2023 8.01m 5.86m 150.11
2022 10.70m 15.94m 142.65
2021 9.62m 13.83m 145.44

Ownership

Directors and executive officers, together 5.77%
BlackRock, Inc. 13.57%
The Vanguard Group 9.77%
Reinhart Partners, LLC 7.19%
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s shares at the start of the earliest year shown was worth at each year’s end. Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

Insperity, Inc. (NSP) Latest News

30 Oct

Impact 3 · · MarketBeat
Impact 3 · · Simply Wall St.
Impact 3 · · The Motley Fool transcript
Impact 3 · · Moby

29 Oct

Impact 4 · · Business Wire
Impact 3 · · StockStory
Impact 3 · · Business Wire
Impact 3 · · Zacks
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28 Oct

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23 Oct

Impact 4 · · Simply Wall St.

21 Oct

Impact 3 · · Zacks

15 Oct

Impact 4 · · Business Wire

13 Oct

Impact 3 · · Business Wire

7 Oct

Impact 4 · · Zacks

27 Sep

Impact 4 · · Simply Wall St.

23 Sep

Impact 4 · · Business Wire

22 Sep

Impact 4 ·

21 Sep

Impact 3 ·

7 Aug

Impact 4 · · The Motley Fool transcript

4 Aug

Impact 4 ·

1 Aug

Impact 3 ·

31 Jul

Impact 4 ·

30 Jul

Impact 4 · · Moby
Impact 4 · transcript
Impact 3 · · MarketBeat transcript

29 Jul

Impact 3 ·
Impact 3 ·

10 Jul

Impact 3 ·

2 Jul

Impact 3 ·
stockrow.com/NSP · Data as of Nov 2, 2026 · For information only; not investment advice. · © 2026 stockrow.com