nCino Inc.

NCNO Technology Software Application

nCino Inc.’s revenue for fiscal 2026 (year ended January 2026) was $594.8 million, up 10.0% from fiscal 2025.

Revenue
+8.19%
EPS
+138.5%
Free cash flow
+170.1%
Total debt
+27.6%

Quarter to July 2026, against a year earlier

23.20 0.24 −1.02%
Market cap
$2.5B
P/E
74.8×
Fwd P/E
72.0×
Dividend yield
—
F-score
6/9
Altman Z
2.49
Beneish M
−2.65
Dividend safety
n/a

nCino Inc. (NCNO) Total debt

Alert me on Total debt

nCino Inc.'s total debt at the end of fiscal 2026 was $264.7M, up 21.0% from $218.9M in fiscal 2025. At the end of the quarter to 31 July 2026 it was $325.9M. Over the past ten years it has ranged from $16.3M (fiscal 2021) to $264.7M (fiscal 2026) — the current reading is the highest in ten years. nCino Inc. ranks 59th of 220 Software Application companies by total debt.

Total debt, annual

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Annual newest first

Period Total debt Change
FY2026 $264.7M 20.96%
FY2025 $218.9M 304.13%
FY2024 $54.2M (36.57%)
FY2023 $85.4M 150.39%
FY2022 $34.1M 109.67%
FY2021 $16.3M —

Quarterly newest first

Period Total debt Change
Jul 2026 $325.9M 3.90%
Apr 2026 $313.7M 18.51%
Jan 2026 $264.7M 3.77%
Oct 2025 $255.1M (0.16%)
19 more quarters

Against its own ten years

Low $16.3M High $264.7M
Ten-year median $69.8M
Current reading's percentile 100

Total debt against peers

What Total debt is

Total Debt tells an investor how much a company has borrowed in all, whether the money is due within a year or later.

Long Term Debt (Total) + Current Part of Debt

The full definition of Total debt →

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