nCino Inc.
NCNO Technology Software Application
nCino Inc.’s revenue for fiscal 2026 (year ended January 2026) was $594.8 million, up 10.0% from fiscal 2025.
- Revenue
- +8.19%
- EPS
- +138.5%
- Free cash flow
- +170.1%
- Total debt
- +27.6%
Quarter to July 2026, against a year earlier
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nCino Inc. (NCNO) Debt to equity
nCino Inc.'s debt to equity at the end of the quarter to 31 July 2026 was 0.4×, up 0.1× from fiscal 2026 (0.3×). Over the past ten years it has ranged from 0.0× (fiscal 2020) to 0.3× (fiscal 2026) — the current reading is the highest in ten years. That is above the Software Application industry median of 0.0× and above the Technology sector median of 0.1×.
Debt to equity, annual
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Annual newest first
| Period | Debt to equity | Change |
|---|---|---|
| FY2026 | 0.3× | 24.79% |
| FY2025 | 0.2× | 289.34% |
| FY2024 | 0.1× | (38.13%) |
| FY2023 | 0.1× | 161.44% |
| FY2022 | 0.0× | (16.49%) |
| FY2021 | 0.0× | — |
| FY2020 | 0.0× | — |
| FY2019 | 0.0× | — |
| FY2018 | 0.0× | — |
Quarterly newest first
| Period | Debt to equity | Change |
|---|---|---|
| Jul 2026 | 0.4× | 8.41% |
| Apr 2026 | 0.3× | 28.96% |
| Jan 2026 | 0.3× | 2.37% |
| Oct 2025 | 0.2× | 1.28% |
| 26 more quarters | Free account |
Against its own ten years
Debt to equity against peers
| Company | Debt to equity |
|---|---|
| GRND Grindr Inc. compare | −32.9× |
| AMPL Amplitude, Inc. compare | 0.0× |
| PLUS ePlus inc. compare | 0.0× |
| ASAN Asana, Inc. compare | 0.0× |
| BULL Webull Corporation compare | 0.1× |
| NCNO nCino Inc. | 0.4× |
| KC Kingsoft Cloud Holdings Limited Sponsored ADR compare | 0.8× |
| VERX Vertex, Inc. compare | 1.9× |
| BLKB Blackbaud, Inc. compare | 8.7× |
| Software Application industry median | 0.0× |
| Technology sector median | 0.1× |
| Market median | 0.1× |
What Debt to equity is
Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.
(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)
More on NCNO
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- EV/EBITDA
- EV/Sales
- EV/FCF
- Return on equity
- Return on assets
- Return on invested capital
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- Altman Z-score
- Beneish M-score
- The full statement