nCino Inc.

NCNO Technology Software Application

nCino Inc.’s revenue for fiscal 2026 (year ended January 2026) was $594.8 million, up 10.0% from fiscal 2025.

Revenue
+8.19%
EPS
+138.5%
Free cash flow
+170.1%
Total debt
+27.6%

Quarter to July 2026, against a year earlier

23.20 0.24 −1.02%
Market cap
$2.5B
P/E
74.8×
Fwd P/E
72.0×
Dividend yield
—
F-score
6/9
Altman Z
2.49
Beneish M
−2.65
Dividend safety
n/a

nCino Inc. (NCNO) Debt to equity

Alert me on Debt to equity

nCino Inc.'s debt to equity at the end of the quarter to 31 July 2026 was 0.4×, up 0.1× from fiscal 2026 (0.3×). Over the past ten years it has ranged from 0.0× (fiscal 2020) to 0.3× (fiscal 2026) — the current reading is the highest in ten years. That is above the Software Application industry median of 0.0× and above the Technology sector median of 0.1×.

Debt to equity, annual

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Annual newest first

Period Debt to equity Change
FY2026 0.3× 24.79%
FY2025 0.2× 289.34%
FY2024 0.1× (38.13%)
FY2023 0.1× 161.44%
FY2022 0.0× (16.49%)
FY2021 0.0× —
FY2020 0.0× —
FY2019 0.0× —
FY2018 0.0× —

Quarterly newest first

Period Debt to equity Change
Jul 2026 0.4× 8.41%
Apr 2026 0.3× 28.96%
Jan 2026 0.3× 2.37%
Oct 2025 0.2× 1.28%
26 more quarters

Against its own ten years

Low 0.0× High 0.3×
Ten-year median 0.0×
Current reading's percentile 100

Debt to equity against peers

Company Debt to equity
GRND Grindr Inc. compare −32.9×
AMPL Amplitude, Inc. compare 0.0×
PLUS ePlus inc. compare 0.0×
ASAN Asana, Inc. compare 0.0×
BULL Webull Corporation compare 0.1×
NCNO nCino Inc. 0.4×
KC Kingsoft Cloud Holdings Limited Sponsored ADR compare 0.8×
VERX Vertex, Inc. compare 1.9×
BLKB Blackbaud, Inc. compare 8.7×
Software Application industry median 0.0×
Technology sector median 0.1×
Market median 0.1×

What Debt to equity is

Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.

(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)

The full definition of Debt to equity →

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