nCino Inc.

NCNO Technology Software Application

nCino Inc.’s revenue for fiscal 2026 (year ended January 2026) was $594.8 million, up 10.0% from fiscal 2025.

Revenue
+8.19%
EPS
+138.5%
Free cash flow
+170.1%
Total debt
+27.6%

Quarter to July 2026, against a year earlier

23.20 0.24 −1.02%
Market cap
$2.5B
P/E
74.8×
Fwd P/E
72.0×
Dividend yield
—
F-score
6/9
Altman Z
2.49
Beneish M
−2.65
Dividend safety
n/a

nCino Inc. (NCNO) Current ratio

Alert me on Current ratio

nCino Inc.'s current ratio at the end of the quarter to 31 July 2026 was 0.8×, down 0.1× from fiscal 2026 (1.0×). Over the past ten years it has ranged from 1.0× (fiscal 2026) to 3.8× (fiscal 2021) — the current reading is the lowest in ten years. That is below the Software Application industry median of 1.5× and below the Technology sector median of 1.9×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2026 1.0× (17.07%)
FY2025 1.2× 3.04%
FY2024 1.2× 15.48%
FY2023 1.0× (4.04%)
FY2022 1.1× (72.47%)
FY2021 3.8× 101.48%
FY2020 1.9× (9.49%)
FY2019 2.1× (32.69%)
FY2018 3.1× —

Quarterly newest first

Period Current ratio Change
Jul 2026 0.8× (5.01%)
Apr 2026 0.9× (10.52%)
Jan 2026 1.0× (0.89%)
Oct 2025 1.0× (1.99%)
23 more quarters

Against its own ten years

Low 1.0× High 3.8×
Ten-year median 1.2×
Current reading's percentile 11

Current ratio against peers

Company Current ratio
PLUS ePlus inc. compare 2.1×
BULL Webull Corporation compare 1.3×
GRND Grindr Inc. compare 1.1×
AMPL Amplitude, Inc. compare 1.0×
KC Kingsoft Cloud Holdings Limited Sponsored ADR compare 1.0×
ASAN Asana, Inc. compare 0.9×
NCNO nCino Inc. 0.8×
VERX Vertex, Inc. compare 0.7×
BLKB Blackbaud, Inc. compare 0.7×
Software Application industry median 1.5×
Technology sector median 1.9×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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