nCino Inc.

NCNO Technology Software Application

nCino Inc.’s revenue for fiscal 2026 (year ended January 2026) was $594.8 million, up 10.0% from fiscal 2025.

Revenue
+8.19%
EPS
+138.5%
Free cash flow
+170.1%
Total debt
+27.6%

Quarter to July 2026, against a year earlier

23.20 0.24 −1.02%
Market cap
$2.5B
P/E
74.8×
Fwd P/E
72.0×
Dividend yield
—
F-score
6/9
Altman Z
2.49
Beneish M
−2.65
Dividend safety
n/a

nCino Inc. (NCNO) Free cash flow margin

Alert me on Free cash flow margin

nCino Inc.'s free cash flow margin over the twelve months to 31 July 2026 was 21.2%, up 7.4 percentage points from fiscal 2026 (13.9%). Over the past ten years it has ranged from −27.5% (fiscal 2018) to 13.9% (fiscal 2026) — the current reading is the highest in ten years. That is above the Software Application industry median of 5.77% and above the Technology sector median of 0.67%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2026 13.9% 4.09
FY2025 9.79% (1.43)
FY2024 11.2% 19.62
FY2023 −8.40% 0.62
FY2022 −9.02% (11.41)
FY2021 2.39% 13.07
FY2020 −10.7% 3.04
FY2019 −13.7% 13.73
FY2018 −27.5% —

Against its own ten years

Low −27.5% High 13.9%
Ten-year median −8.40%
Current reading's percentile 100

Free cash flow margin against peers

Company Free cash flow margin
BULL Webull Corporation compare 111.5%
ASAN Asana, Inc. compare 29.7%
GRND Grindr Inc. compare 28.0%
BLKB Blackbaud, Inc. compare 24.1%
NCNO nCino Inc. 21.2%
VERX Vertex, Inc. compare 20.3%
AMPL Amplitude, Inc. compare 6.95%
PLUS ePlus inc. compare 2.24%
KC Kingsoft Cloud Holdings Limited Sponsored ADR compare −52.2%
Software Application industry median 5.77%
Technology sector median 0.67%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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