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Saturday 17 October 2026 Export MRBK’s income statement to Excel — free account

Meridian Bank

MRBK Financial Banks Regional

Meridian Bank’s revenue for fiscal 2025 (year ended December 2025) was $205.5 million, up 4.12% from fiscal 2024. In the quarter to June 2026, revenue fell 3.50%, EPS fell 2.00%, free cash flow grew 89.0% and total debt was flat, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three; insiders bought in the last twelve months.

18.51 0.10 +0.54%
Market cap
$219.6M
P/E
9.9×
Fwd P/E
9.5×
Dividend yield
2.94%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.05
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — 1 2 — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 21.58%

Capital & Financial Ratios $m

Market Cap 219.61
Revenue 204.92
Net Income 21.66
Free Cash Flow 18.66
Net Debt 13.50
Current Ratio 0.98
Debt/Equity 0.24
P/E ratio 9.90
Fwd P/E 9.47
P/S ratio 1.07
P/B ratio 1.07
Past 5Y EPS Growth (2.41%) (below 0%: weak)
This Y EPS Growth (13.76%) (below 0%: weak)
Next Y EPS Growth 36.81% (at or above 15%: strong)
Next Y revenue growth (36.84%) (below 0%: weak)
Next 5Y EPS Growth 23.03% (at or above 15%: strong)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 60.63%
10-year low 10-year high
P/S against its own 10 years 55.24%
10-year low 10-year high
P/B against its own 10 years 63.71%
10-year low 10-year high

Dividends

Payout Ratio 0.30
Annual Dividend Rate 0.55
Annual Dividend Yield 2.94%
total individual payouts
2027 Powerpack
2026 0.53
0.14
0.14
0.14
2025 0.50
0.13
0.13
0.13
0.13
2024 0.50
0.13
0.13
0.13
0.13
2023 0.50
0.13
0.13
0.13
0.13
2022 0.40
0.10
0.10
0.10
0.10
2021 0.29
0.06
0.50
0.06
0.06
0.10
2020 0.13
0.06
0.06
2019 Powerpack
2018 Powerpack
2017 Powerpack
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 57 27 36 36
Receivables — — — —
Inventory — — — —
Other — — — —
1,965 2,082 2,229 2,258
2023 2024 2025 Q'26
Payables 1,823 2,005 2,158 2,194
ST’ Debt — — — —
Other — — — —
2,009 2,137 2,282 2,308

Compound Annual Growth %

10y 5y 3y
Sales — 6.56% 16.36%
Cash Flow — 0.00% (34.04%)
Earnings — (3.75%) 0.01%
Book Value — 7.12% 9.22%

Revenue $m

Mar Jun Sep Dec Year
’26 48 51 — — —
’25 46 52 53 53 205
’24 45 48 51 53 197
’23 38 43 44 44 169
’22 31 30 33 36 130
’21 44 39 40 35 160
’20 23 34 45 48 150
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 3 (1) — — —
’25 18 (12) 24 (6) 24
’24 (2) (19) 31 (1) 10
’23 (11) 0 23 8 19
’22 6 29 28 21 85
’21 63 43 21 39 165
’20 (63) (17) (82) 3 (158)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 3 (1) — — —
’25 18 (13) 24 (7) 23
’24 (4) (19) 33 (1) 9
’23 (12) 0 22 7 17
’22 6 28 27 20 82
’21 62 43 20 35 160
’20 (63) (17) (82) 3 (159)
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.17 0.48 — — —
’25 0.21 0.49 0.58 0.61 1.89
’24 0.24 0.30 0.42 0.49 1.45
’23 0.34 0.41 0.35 0.05 1.16
’22 0.44 0.48 0.48 0.39 1.79
’21 0.83 0.67 0.76 0.62 1.43
’20 0.20 0.47 0.76 0.74 2.14
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low — 8.63 7.63 8.25 5.34 9.25 13.94 7.80 8.26 11.16

Analyst estimates 2026–2028

Powerpack
High — 10.69 10.40 10.39 13.00 19.04 19.89 16.68 17.33 18.33
People
People Employees — — — — 381 413 366 324 322 327
Revenue/emp, $m 0.00 0.00 0.00 0.00 0.39 0.39 0.36 0.52 0.61 0.63
Income, $m
Income, $m Revenue 28 72 76 86 150 160 130 169 197 205
Gross margin, % 0.00 90.64 85.07 80.73 90.87 94.73 85.75 59.87 56.92 61.73
EBT 8 6 10 14 35 46 28 17 22 28
EBT margin, % 26.74 7.99 13.73 15.76 23.09 29.03 21.40 10.07 11.04 13.82
Net income 5 3 8 10 26 36 22 13 16 22
Depreciation — 1 1 2 (2) (3) 2 5 6 1
Per share, $
Per share, $ Revenue 8.37 9.67 5.97 6.69 12.22 6.63 11.06 15.16 17.76 18.14
Earnings 1.11 0.25 0.64 0.82 2.16 1.48 1.85 1.19 1.47 1.93
Cash flow (9.69) 1.40 0.86 1.68 (12.94) 6.86 7.18 1.70 0.86 2.15
Capex 0.00 (0.32) (0.13) (0.06) (0.06) (0.22) (0.25) (0.16) (0.05) (0.15)
Free cash flow (9.69) 1.08 0.73 1.63 (13.00) 6.64 6.93 1.53 0.81 2.00
Book value 20.82 13.54 8.56 9.42 11.57 6.87 13.00 14.22 15.43 17.63
Shares, m 3 7 13 13 12 24 12 11 11 11
Valuation, ×
Valuation, × P/E 14.50 0.00 13.40 12.32 4.79 6.21 8.22 11.64 9.33 9.16
P/S 0.00 0.00 1.44 1.51 0.85 2.78 1.38 0.91 0.77 0.97
P/B 0.00 0.69 1.00 1.07 0.90 2.68 1.17 0.97 0.89 1.00
EV/Sales 0.00 0.00 1.33 1.56 1.98 2.88 1.39 0.87 0.88 1.04
EV/FCF 0.00 0.00 10.80 6.44 (1.86) 2.88 2.22 8.64 19.34 9.43
Cash, $m
Cash, $m Operating cash flow (33) 10 11 22 (158) 165 85 19 10 24
Capex (4) (2) (2) (1) (1) (5) (3) (2) (1) (2)
Free cash flow (33) 8 9 21 (159) 160 82 17 9 23
Balance, $m
Balance, $m Working capital — 34 28 55 189 (11) (44) (44) (55) (53)
Total debt 132 22 15 44 206 41 40 50 50 50
Net debt 132 (13) (8) 5 169 17 2 (7) 22 14
Shareholders’ equity 70 101 110 121 142 165 153 158 172 200
Returns, %
Returns, % ROA 0.47 0.23 0.88 0.98 1.84 2.07 1.16 0.61 0.71 0.88
ROIC 0.00 4.11 6.49 6.73 6.94 15.87 11.24 7.02 7.03 8.30
ROE 4.77 2.36 7.74 9.10 20.16 23.18 13.70 8.51 9.92 11.76
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Meridian Bank vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
CMTV Community Bancorp. $234.3M 12.6× — +8.55% (above 0%: growing) +16.67% (above 0%: growing) +17.48% (above 0%: growing) 73.88% 0.00% Compare
INBK First Internet Bancorp $226.6M — (loss-making) 11.4× −1.30% (below 0%: shrinking) +1,250.00% (above 0%: growing) +126.71% (above 0%: growing) 48.20% 0.00% Compare
OPBK OP Bancorp $221.8M 7.6× 7.5× +5.31% (above 0%: growing) +28.57% (above 0%: growing) +3.10% (above 0%: growing) 58.66% 0.00% Compare
MRBK Meridian Bank $219.6M 9.9× 9.5× −3.50% (below 0%: shrinking) −2.00% (below 0%: shrinking) +88.96% (above 0%: growing) 64.49% 0.00%
CFBK CF Bankshares Inc. $217.9M 11.5× 8.1× −0.68% (below 0%: shrinking) +18.18% (above 0%: growing) −35.84% (below 0%: shrinking) 52.15% 0.00% Compare
OVBC Ohio Valley Banc Corp. $217.2M 15.3× 11.0× +11.63% (above 0%: growing) −30.34% (below 0%: shrinking) −91.53% (below 0%: shrinking) 69.70% 0.00% Compare
FCAP First Capital, Inc. $206.0M 11.1× — (loss-making) +11.02% (above 0%: growing) +26.55% (above 0%: growing) +2.66% (above 0%: growing) 80.17% 0.00% Compare
CZWI Citizens Community Bancorp, Inc. $203.7M 16.2× 11.4× −2.75% (below 0%: shrinking) −66.67% (below 0%: shrinking) +1,134.94% (above 0%: growing) 65.38% 0.00% Compare
RBKB Rhinebeck Bancorp, Inc. $200.9M 17.9× — +2.17% (above 0%: growing) −5.03% (below 0%: shrinking) +145.41% (above 0%: growing) 71.31% 0.00% Compare
Median of peers $217.6M 12.6× 11.0× +3.74% +17.43% +10.29% 67.54% 0.00%

All 323 Banks Regional stocks →

Meridian Bank (MRBK) key facts

  • Strength: Meridian Bank’s revenue for fiscal 2025 (year ended December 2025) was $205.5 million, up 4.12% from fiscal 2024.
  • Meridian Bank (MRBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, MRBK traded at $18.51, a market capitalization of $219.6 million.
  • Meridian Bank pays an annual dividend of $0.55 per share, a yield of 2.94%, with a payout ratio of 29.7%.
  • Return on equity was 11.8% and debt-to-equity 0.24.
  • Its Piotroski F-score is 7 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Meridian Bank (MRBK) Latest News

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stockrow.com/MRBK · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com