Pricing Log in Create free account

Marathon Bancorp, Inc. (MBBC) vs United Bancorp, Inc. (UBCP)

Marathon Bancorp, Inc. and United Bancorp, Inc. are both Banks Regional companies. United Bancorp, Inc. is the larger, with a market value of $83.3M against $43.3M — 1.9× the size. United Bancorp, Inc. trades at the lower P/E: 10.3× against 21.8×. Marathon Bancorp, Inc. grew revenue faster over the last twelve months: 23.6% against 6.21%. United Bancorp, Inc. has the higher net margin (15.7% vs 14.1%) and the higher return on invested capital (4.58% vs 2.98%). Across the 17 metrics below, Marathon Bancorp, Inc. leads on 9 and United Bancorp, Inc. on 8.

Valuation

Metric MBBC UBCP Banks Regional median
P/E 21.76 10.29 11.87
P/S 3.13 1.61 2.35
P/B 0.83 1.08 1.23
Price to free cash flow 19.72 n/m 10.45
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 4.59% 9.72% 8.34%
Free cash flow yield 5.07% (5.22%) 9.37%

Profitability

Metric MBBC UBCP Banks Regional median
Gross margin 70.96% 69.59% 69.92%
Operating margin 0.00% 0.00% 0.00%
Net margin 14.07% 15.72% 18.99%
Free cash flow margin 15.87% (8.42%) 18.19%
Return on equity 3.82% 11.50% 10.45%
Return on assets 0.72% 0.88% 1.15%
Return on invested capital 2.98% 4.58% 8.54%

Growth

Metric MBBC UBCP Banks Regional median
Revenue growth (TTM) 23.59% 6.21% 6.56%
EPS growth (last fiscal year) 4,185.71% 5.51% 18.85%
Revenue growth, 5-year CAGR 4.37% 6.58% 12.65%
Net income growth, 5-year CAGR 1.39% (0.46%) 9.81%

Health

Metric MBBC UBCP Banks Regional median
Debt to equity 0.42 1.10 0.14
Current ratio 1.26 0.76 0.92
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric MBBC UBCP Banks Regional median
Dividend yield — 5.46% 2.51%
Payout ratio — 0.56 0.30

Size

Metric MBBC UBCP Banks Regional median
Market cap 43.31m 83.28m 915.17m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack