Saturday 17 October 2026 Export HRTG’s income statement to Excel — free account

Heritage Insurance Holdings, Inc.

HRTG Financial Insurance Property & Casualty

Heritage Insurance Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $847.3 million, up 3.71% from fiscal 2024. In the quarter to June 2026, revenue grew 2.96%, EPS grew 32.9%, free cash flow grew 237.6% and total debt fell 22.8%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for five, operating cash flow growth for three; insiders bought in the last twelve months.

35.77 0.84 −2.29%

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Market cap: $1.1B
P/E: 5.1×
Fwd P/E: 5.1×
Dividend yield: —
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Jun '26	Mar '26	Dec '25	Sep '25	Older periods
P/E ratio Full definition →	3.70	4.02	4.62	5.21	+8 more quarters Free account
P/S ratio Full definition →	0.92	0.95	1.07	0.93
P/FCF ratio Full definition →	2.60	3.99	5.10	7.25
P/Operating CF Full definition →	5.53	32.39	65.47	6.27
P/B ratio Full definition →	1.38	1.55	1.79	1.78
Price to Tangible BV Full definition →	1.45	1.64	1.90	1.92
EV/Sales Full definition →	0.30	0.41	0.48	0.34
EV/EBITDA Full definition →	0.82	1.21	1.47	1.29
EV/Operating CF Full definition →	0.83	1.70	2.25	2.54
EV/FCF Full definition →	0.84	1.73	2.31	2.65
Quick Ratio Full definition →	0.83	0.80	0.83	0.82
Current Ratio Full definition →	0.83	0.80	0.83	0.82
Net Debt/EBITDA Full definition →	(6.12)	(8.45)	(5.32)	(6.74)
Debt/Assets Full definition →	2.91%	3.84%	3.57%	3.35%
Debt/Equity Full definition →	0.13	0.15	0.16	0.18
Asset Turnover Full definition →	0.34	0.40	0.36	0.36
Operating CF/Net income Full definition →	2.30	0.68	0.21	2.47
Capex/Depreciation Full definition →	(0.24)	(0.58)	(0.80)	0.40
Interest Coverage Full definition →	49.62	28.57	51.81	37.93
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	11.10%	11.71%	10.39%	10.52%
Intangible Assets out of Total Assets Full definition →	0.01	0.01	0.01	0.01
Share Based Compensation of Revenue Full definition →	0.79%	0.46%	0.57%	0.58%
Graham Net Nets Full definition →	(0.54)	(0.52)	(0.44)	(0.59)
Graham Number Full definition →	54.73	49.92	48.26	39.18
Earnings Yield Full definition →	26.99%	24.88%	21.63%	19.18%
Free Cash Flow Yield Full definition →	38.44%	25.04%	19.62%	13.79%
Revenue per Share Full definition →	7.14	6.93	6.97	6.86
Operating CF per Share Full definition →	4.72	0.81	0.45	4.01
Capex per Share Full definition →	(0.02)	(0.06)	(0.08)	0.04
Free Cash Flow per Share Full definition →	4.70	0.75	0.36	4.06
Cash per Share Full definition →	20.03	17.38	18.54	18.53
Shareholders Equity per Share Full definition →	18.91	16.96	16.36	14.12
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00
Book value per Share Full definition →	18.91	16.96	16.36	14.12
Free Cash Flow Full definition →	141.02	23.07	11.22	125.62
Working Capital Full definition →	(299.30)	(272.20)	(273.77)	(328.95)
Capital Expenditures Full definition →	(0.67)	(1.80)	(2.59)	1.31
Net Current Asset Value Full definition →	(423.43)	(417.55)	(397.03)	(456.91)
EV/EBIT Full definition →	0.86	1.27	1.53	1.36
Capex to Sales Full definition →	0.00	0.01	0.01	(0.01)
Price to Operating Income Full definition →	2.66	2.92	3.38	3.73
Other line items
Average Receivables Full definition →	1,016.54	724.21	936.55	918.73
Average Payables Full definition →	1,883.47	1,531.47	1,785.15	1,854.93
Average Assets Full definition →	2,494.60	2,117.04	2,332.37	2,370.91
Average Common Equity Full definition →	475.52	424.69	398.03	358.30

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Columns are period end dates

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