Saturday 17 October 2026 Export HRTG’s income statement to Excel — free account

Heritage Insurance Holdings, Inc.

HRTG Financial Insurance Property & Casualty

Heritage Insurance Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $847.3 million, up 3.71% from fiscal 2024. In the quarter to June 2026, revenue grew 2.96%, EPS grew 32.9%, free cash flow grew 237.6% and total debt fell 22.8%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for five, operating cash flow growth for three; insiders bought in the last twelve months.

35.77 0.84 −2.29%

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Market cap: $1.1B
P/E: 5.1×
Fwd P/E: 5.1×
Dividend yield: —
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Older periods	Sep '25	Dec '25	Mar '26	Jun '26
P/E ratio Full definition →	+8 more quarters Free account	5.21	4.62	4.02	3.70
P/S ratio Full definition →		0.93	1.07	0.95	0.92
P/FCF ratio Full definition →		7.25	5.10	3.99	2.60
P/Operating CF Full definition →		6.27	65.47	32.39	5.53
P/B ratio Full definition →		1.78	1.79	1.55	1.38
Price to Tangible BV Full definition →		1.92	1.90	1.64	1.45
EV/Sales Full definition →		0.34	0.48	0.41	0.30
EV/EBITDA Full definition →		1.29	1.47	1.21	0.82
EV/Operating CF Full definition →		2.54	2.25	1.70	0.83
EV/FCF Full definition →		2.65	2.31	1.73	0.84
Quick Ratio Full definition →		0.82	0.83	0.80	0.83
Current Ratio Full definition →		0.82	0.83	0.80	0.83
Net Debt/EBITDA Full definition →		(6.74)	(5.32)	(8.45)	(6.12)
Debt/Assets Full definition →		3.35%	3.57%	3.84%	2.91%
Debt/Equity Full definition →		0.18	0.16	0.15	0.13
Asset Turnover Full definition →		0.36	0.36	0.40	0.34
Operating CF/Net income Full definition →		2.47	0.21	0.68	2.30
Capex/Depreciation Full definition →		0.40	(0.80)	(0.58)	(0.24)
Interest Coverage Full definition →		37.93	51.81	28.57	49.62
Research and Development Expense of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →		10.52%	10.39%	11.71%	11.10%
Intangible Assets out of Total Assets Full definition →		0.01	0.01	0.01	0.01
Share Based Compensation of Revenue Full definition →		0.58%	0.57%	0.46%	0.79%
Graham Net Nets Full definition →		(0.59)	(0.44)	(0.52)	(0.54)
Graham Number Full definition →		39.18	48.26	49.92	54.73
Earnings Yield Full definition →		19.18%	21.63%	24.88%	26.99%
Free Cash Flow Yield Full definition →		13.79%	19.62%	25.04%	38.44%
Revenue per Share Full definition →		6.86	6.97	6.93	7.14
Operating CF per Share Full definition →		4.01	0.45	0.81	4.72
Capex per Share Full definition →		0.04	(0.08)	(0.06)	(0.02)
Free Cash Flow per Share Full definition →		4.06	0.36	0.75	4.70
Cash per Share Full definition →		18.53	18.54	17.38	20.03
Shareholders Equity per Share Full definition →		14.12	16.36	16.96	18.91
Interest Debt per Share Full definition →		0.00	0.00	0.00	0.00
Book value per Share Full definition →		14.12	16.36	16.96	18.91
Free Cash Flow Full definition →		125.62	11.22	23.07	141.02
Working Capital Full definition →		(328.95)	(273.77)	(272.20)	(299.30)
Capital Expenditures Full definition →		1.31	(2.59)	(1.80)	(0.67)
Net Current Asset Value Full definition →		(456.91)	(397.03)	(417.55)	(423.43)
EV/EBIT Full definition →		1.36	1.53	1.27	0.86
Capex to Sales Full definition →		(0.01)	0.01	0.01	0.00
Price to Operating Income Full definition →		3.73	3.38	2.92	2.66
Other line items
Average Receivables Full definition →		918.73	936.55	724.21	1,016.54
Average Payables Full definition →		1,854.93	1,785.15	1,531.47	1,883.47
Average Assets Full definition →		2,370.91	2,332.37	2,117.04	2,494.60
Average Common Equity Full definition →		358.30	398.03	424.69	475.52

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Columns are period end dates

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