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Goosehead Insurance

GSHD Financial Insurance Brokers

Goosehead Insurance’s revenue for fiscal 2025 (year ended December 2025) was $365.3 million, up 16.2% from fiscal 2024. In the quarter to June 2026, revenue grew 20.6%, EPS grew 110.0%, free cash flow fell 63.8% and total debt rose 8.49%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for five; insiders bought in the last twelve months.

46.40 0.80 +1.75%
Market cap
$1.6B
P/E
32.4×
Fwd P/E
28.6×
Dividend yield
0.00%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 20.08
Total sells 34.35
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy 2 — — 1 — — 5 — 3 — 1 —
Sell — 1 — — — 1 5 — 3 4 — —
Insider Ownership 6.44%

Capital & Financial Ratios $m

Market Cap 1,620.00
Revenue 402.16
Net Income 58.58
Free Cash Flow 61.18
Net Debt 286.89
Current Ratio 1.54
Debt/Equity (1.67)
P/E ratio 32.45
Fwd P/E 28.60
P/S ratio 2.74
P/B ratio 0.00
Past 5Y EPS Growth 15.32% (at or above 15%: strong)
This Y EPS Growth 13.23%
Next Y EPS Growth 25.15% (at or above 15%: strong)
Next Y revenue growth 16.40% (at or above 10%: strong)
Next 5Y EPS Growth 21.82% (at or above 15%: strong)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 2.07%
10-year low 10-year high
P/S against its own 10 years 2.88%
10-year low 10-year high

Dividends

Payout Ratio 0.00
Annual Dividend Rate 0.00
Annual Dividend Yield 0.00%
total individual payouts
2027 Powerpack
2026 Powerpack
2025 5.91
5.91
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 0.00
1.63
2020 1.15
1.15
2019 0.00
0.41
2018 Powerpack
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 44 58 38 27
Receivables 23 42 48 43
Inventory — — — —
Other — — — —
75 109 93 85
2023 2024 2025 Q'26
Payables 16 23 34 30
ST’ Debt — — — —
Other 4 3 9 9
41 46 58 55

Compound Annual Growth %

10y 5y 3y
Sales — 25.57% 20.38%
Cash Flow — 30.07% 36.56%
Earnings — 24.55% 266.57%
Book Value — 0.00% 0.00%

Revenue $m

Mar Jun Sep Dec Year
’26 93 113 — — —
’25 76 94 90 105 365
’24 64 78 78 94 315
’23 58 69 71 63 261
’22 41 53 58 57 209
’21 31 38 42 40 151
’20 20 30 32 35 117
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 23 16 — — —
’25 15 29 24 23 92
’24 12 19 28 13 72
’23 (1) 17 21 13 51
’22 (5) 15 23 3 36
’21 8 12 7 9 35
’20 (1) 8 9 10 25
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 16 9 — — —
’25 12 24 20 17 73
’24 9 16 25 9 59
’23 (3) 13 19 10 39
’22 (8) 11 13 7 23
’21 6 5 6 3 20
’20 (3) 5 8 4 14
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.19 0.41 — — —
’25 0.09 0.18 0.29 0.48 1.04
’24 0.05 0.24 0.29 0.57 1.15
’23 0.00 0.15 0.28 0.14 0.55
’22 (0.11) 0.02 0.09 0.02 0.03
’21 (0.02) 0.07 0.19 0.01 0.26
’20 (0.01) 0.19 0.17 0.14 0.51
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.4
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low — — 10.78 24.05 37.26 78.86 29.23 31.21 50.47 64.41

Analyst estimates 2026–2028

Powerpack
High — — 38.18 51.98 134.52 181.30 133.11 79.80 130.39 127.99
People
People Employees — 282 403 595 949 1,290 1,427 1,415 1,580 1,600
Revenue/emp, $m 0.00 0.15 0.15 0.13 0.12 0.12 0.15 0.18 0.20 0.23
Income, $m
Income, $m Revenue 31 43 60 77 117 151 209 261 315 365
Gross margin, % 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
EBT 5 9 (18) 12 18 6 5 26 47 51
EBT margin, % 15.00 20.32 (30.29) 15.08 15.14 3.97 2.45 10.10 14.85 13.92
Net income 5 9 (19) 10 19 8 3 24 49 44
Depreciation — 1 3 2 4 5 7 9 11 12
Per share, $
Per share, $ Revenue 2.33 3.16 4.44 5.21 6.97 7.89 9.97 10.92 12.76 14.63
Earnings 0.35 — (0.66) 0.24 0.55 0.28 0.03 0.59 1.23 1.11
Cash flow 0.33 1.00 0.76 1.43 1.47 1.85 1.72 2.12 2.90 3.67
Capex 0.00 (0.48) (0.17) (0.28) (0.62) (0.80) (0.60) (0.51) (0.49) (0.75)
Free cash flow 0.33 0.52 0.59 1.15 0.85 1.04 1.12 1.62 2.41 2.92
Book value (1.79) (3.04) (1.86) (2.09) (2.29) (3.61) (1.60) 0.70 1.58 (6.52)
Shares, m 14 14 14 15 17 19 21 24 25 25
Valuation, ×
Valuation, × P/E 196.88 196.88 0.00 100.95 231.04 464.57 1,762.50 124.76 87.17 66.95
P/S 0.00 0.00 5.92 8.13 17.90 16.49 3.53 6.74 8.41 5.04
P/B 0.00 0.00 0.00 0.00 0.00 0.00 0.00 104.93 67.66 0.00
EV/Sales 0.00 0.00 6.37 8.48 18.35 17.07 3.80 6.83 8.48 5.72
EV/FCF 0.00 0.00 47.72 38.33 150.42 128.91 34.01 46.15 44.95 28.65
Cash, $m
Cash, $m Operating cash flow 4 14 10 21 25 35 36 51 72 92
Capex (1) (6) (2) (4) (10) (15) (13) (12) (12) (19)
Free cash flow 4 7 8 17 14 20 23 39 59 73
Balance, $m
Balance, $m Working capital — 2 15 13 30 20 17 34 62 35
Total debt 29 48 46 42 79 118 87 68 82 289
Net debt 25 43 27 27 53 88 56 24 24 252
Shareholders’ equity (24) (41) (25) (31) (38) (69) (34) 17 39 (163)
Returns, %
Returns, % ROA 37.18 0.00 (34.57) 7.18 7.42 2.37 0.19 4.18 8.09 6.85
ROIC 0.00 287.08 (502.38) 0.00 84.39 29.00 27.89 51.11 60.32 52.44
ROE (14.45) 0.00 26.84 (12.69) (26.76) (10.04) (1.10) (167.95) 108.93 (44.99)
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Goosehead Insurance vs peers in Insurance Brokers (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
ERIE Erie Indemnity Company $11.1B 19.7× 18.0× +2.80% (above 0%: growing) +3.20% (above 0%: growing) +10.22% (above 0%: growing) 18.73% 18.73% Compare
BWIN Baldwin Insurance Group, Inc. $4.5B — (loss-making) — (loss-making) +30.13% (above 0%: growing) n/m +208.10% (above 0%: growing) 31.81% (1.69%) Compare
ARX Accelerant Holdings $4.3B — (loss-making) 143× +62.89% (above 0%: growing) +620.00% (above 0%: growing) −139.56% (below 0%: shrinking) 100.00% 30.96% Compare
CRVL CorVel Corp. $4.1B 35.4× — +10.74% (above 0%: growing) +18.87% (above 0%: growing) +8.94% (above 0%: growing) 26.08% 16.67% Compare
NP Neptune Insurance Holdings Inc. $4.0B 117× 68.6× +32.82% (above 0%: growing) −11.65% (below 0%: shrinking) +234.05% (above 0%: growing) 100.00% 47.52% Compare
GSHD Goosehead Insurance $1.6B 32.4× 28.6× +20.59% (above 0%: growing) +110.00% (above 0%: growing) −63.75% (below 0%: shrinking) 100.00% 23.45%
TWFG TWFG, Inc. $1.4B 43.0× 36.6× +45.11% (above 0%: growing) +38.46% (above 0%: growing) +42.74% (above 0%: growing) 51.44% 20.10% Compare
CRD.A Crawford & Company $581.9M 26.1× — −1.37% (below 0%: shrinking) +75.00% (above 0%: growing) −51.68% (below 0%: shrinking) 28.78% 7.68% Compare
CRD.B Crawford & Company $581.0M 24.4× 11.9× −1.37% (below 0%: shrinking) +75.00% (above 0%: growing) −51.68% (below 0%: shrinking) 28.78% 7.68% Compare
Median of peers $4.1B 30.8× 36.6× +20.44% +38.46% +9.58% 30.30% 17.70%

All 22 Insurance Brokers stocks →

Goosehead Insurance (GSHD) key facts

  • Concern: Net income was $44.5 million, or $1.11 per share (basic), a net margin of 7.62%.
  • Strength: Goosehead Insurance’s revenue for fiscal 2025 (year ended December 2025) was $365.3 million, up 16.2% from fiscal 2024.
  • Goosehead Insurance (GSHD) is an Insurance Brokers company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, GSHD traded at $46.40, a market capitalization of $1.6 billion.
  • At that price the stock trades at 32.4× trailing-twelve-month earnings and 2.7× sales; its P/E is higher than 2% of its own readings over the past ten years.
  • Return on equity was −45.0% and debt-to-equity -1.67.
  • Its Piotroski F-score is 4 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Goosehead Insurance (GSHD) Latest News

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stockrow.com/GSHD · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com