Saturday 17 October 2026 Export GSHD’s income statement to Excel — free account

Goosehead Insurance

Goosehead Insurance’s revenue for fiscal 2025 (year ended December 2025) was $365.3 million, up 16.2% from fiscal 2024. In the quarter to June 2026, revenue grew 20.6%, EPS grew 110.0%, free cash flow fell 63.8% and total debt rose 8.49%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for five; insiders bought in the last twelve months.

46.40 0.80 +1.75%

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Market cap: $1.6B
P/E: 32.4×
Fwd P/E: 28.6×
Dividend yield: 0.00%
F-score: 4/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 20.08

Total sells 34.35

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	2	—	—	1	—	—	5	—	3	—	1	—
Sell	—	1	—	—	—	1	5	—	3	4	—	—

Insider Ownership 6.44%

Capital & Financial Ratios $m

Market Cap 1,620.00

Revenue 402.16

Net Income 58.58

Free Cash Flow 61.18

Net Debt 286.89

Current Ratio 1.54

Debt/Equity (1.67)

P/E ratio 32.45

Fwd P/E 28.60

P/S ratio 2.74

P/B ratio 0.00

Past 5Y EPS Growth 15.32%

This Y EPS Growth 13.23%

Next Y EPS Growth 25.15%

Next Y revenue growth 16.40%

Next 5Y EPS Growth 21.82%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 2.07%

10-year low 10-year high

P/S against its own 10 years 2.88%

10-year low 10-year high

Dividends

Payout Ratio 0.00

Annual Dividend Rate 0.00

Annual Dividend Yield 0.00%

	total	individual payouts
2027	Powerpack
2026	Powerpack
2025	5.91	5.91
2024	Powerpack
2023	Powerpack
2022	Powerpack
2021	0.00	1.63
2020	1.15	1.15
2019	0.00	0.41
2018	Powerpack

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	44	58	38	27
Receivables	23	42	48	43
Inventory	—	—	—	—
Other	—	—	—	—
	75	109	93	85

	2023	2024	2025	Q'26
Payables	16	23	34	30
ST’ Debt	—	—	—	—
Other	4	3	9	9
	41	46	58	55

Compound Annual Growth %

	10y	5y	3y
Sales	—	25.57%	20.38%
Cash Flow	—	30.07%	36.56%
Earnings	—	24.55%	266.57%
Book Value	—	0.00%	0.00%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	93	113	—	—	—
’25	76	94	90	105	365
’24	64	78	78	94	315
’23	58	69	71	63	261
’22	41	53	58	57	209
’21	31	38	42	40	151
’20	20	30	32	35	117

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	23	16	—	—	—
’25	15	29	24	23	92
’24	12	19	28	13	72
’23	(1)	17	21	13	51
’22	(5)	15	23	3	36
’21	8	12	7	9	35
’20	(1)	8	9	10	25

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	16	9	—	—	—
’25	12	24	20	17	73
’24	9	16	25	9	59
’23	(3)	13	19	10	39
’22	(8)	11	13	7	23
’21	6	5	6	3	20
’20	(3)	5	8	4	14

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.19	0.41	—	—	—
’25	0.09	0.18	0.29	0.48	1.04
’24	0.05	0.24	0.29	0.57	1.15
’23	0.00	0.15	0.28	0.14	0.55
’22	(0.11)	0.02	0.09	0.02	0.03
’21	(0.02)	0.07	0.19	0.01	0.26
’20	(0.01)	0.19	0.17	0.14	0.51

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	—	10.78	24.05	37.26	78.86	29.23	31.21	50.47	64.41	Analyst estimates 2026–2028 Powerpack
	High	—	—	38.18	51.98	134.52	181.30	133.11	79.80	130.39	127.99
People
People	Employees	—	282	403	595	949	1,290	1,427	1,415	1,580	1,600
	Revenue/emp, $m	0.00	0.15	0.15	0.13	0.12	0.12	0.15	0.18	0.20	0.23
Income, $m
Income, $m	Revenue	31	43	60	77	117	151	209	261	315	365
	Gross margin, %	0.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
	EBT	5	9	(18)	12	18	6	5	26	47	51
	EBT margin, %	15.00	20.32	(30.29)	15.08	15.14	3.97	2.45	10.10	14.85	13.92
	Net income	5	9	(19)	10	19	8	3	24	49	44
	Depreciation	—	1	3	2	4	5	7	9	11	12
Per share, $
Per share, $	Revenue	2.33	3.16	4.44	5.21	6.97	7.89	9.97	10.92	12.76	14.63
	Earnings	0.35	—	(0.66)	0.24	0.55	0.28	0.03	0.59	1.23	1.11
	Cash flow	0.33	1.00	0.76	1.43	1.47	1.85	1.72	2.12	2.90	3.67
	Capex	0.00	(0.48)	(0.17)	(0.28)	(0.62)	(0.80)	(0.60)	(0.51)	(0.49)	(0.75)
	Free cash flow	0.33	0.52	0.59	1.15	0.85	1.04	1.12	1.62	2.41	2.92
	Book value	(1.79)	(3.04)	(1.86)	(2.09)	(2.29)	(3.61)	(1.60)	0.70	1.58	(6.52)
	Shares, m	14	14	14	15	17	19	21	24	25	25
Valuation, ×
Valuation, ×	P/E	196.88	196.88	0.00	100.95	231.04	464.57	1,762.50	124.76	87.17	66.95
	P/S	0.00	0.00	5.92	8.13	17.90	16.49	3.53	6.74	8.41	5.04
	P/B	0.00	0.00	0.00	0.00	0.00	0.00	0.00	104.93	67.66	0.00
	EV/Sales	0.00	0.00	6.37	8.48	18.35	17.07	3.80	6.83	8.48	5.72
	EV/FCF	0.00	0.00	47.72	38.33	150.42	128.91	34.01	46.15	44.95	28.65
Cash, $m
Cash, $m	Operating cash flow	4	14	10	21	25	35	36	51	72	92
	Capex	(1)	(6)	(2)	(4)	(10)	(15)	(13)	(12)	(12)	(19)
	Free cash flow	4	7	8	17	14	20	23	39	59	73
Balance, $m
Balance, $m	Working capital	—	2	15	13	30	20	17	34	62	35
	Total debt	29	48	46	42	79	118	87	68	82	289
	Net debt	25	43	27	27	53	88	56	24	24	252
	Shareholders’ equity	(24)	(41)	(25)	(31)	(38)	(69)	(34)	17	39	(163)
Returns, %
Returns, %	ROA	37.18	0.00	(34.57)	7.18	7.42	2.37	0.19	4.18	8.09	6.85
	ROIC	0.00	287.08	(502.38)	0.00	84.39	29.00	27.89	51.11	60.32	52.44
	ROE	(14.45)	0.00	26.84	(12.69)	(26.76)	(10.04)	(1.10)	(167.95)	108.93	(44.99)

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
ERIE Erie Indemnity Company	$11.1B	19.7×	18.0×	+2.80% (above 0%: growing)	+3.20% (above 0%: growing)	+10.22% (above 0%: growing)	18.73%	18.73%	Compare
BWIN Baldwin Insurance Group, Inc.	$4.5B	— (loss-making)	— (loss-making)	+30.13% (above 0%: growing)	n/m	+208.10% (above 0%: growing)	31.81%	(1.69%)	Compare
ARX Accelerant Holdings	$4.3B	— (loss-making)	143×	+62.89% (above 0%: growing)	+620.00% (above 0%: growing)	−139.56% (below 0%: shrinking)	100.00%	30.96%	Compare
CRVL CorVel Corp.	$4.1B	35.4×	—	+10.74% (above 0%: growing)	+18.87% (above 0%: growing)	+8.94% (above 0%: growing)	26.08%	16.67%	Compare
NP Neptune Insurance Holdings Inc.	$4.0B	117×	68.6×	+32.82% (above 0%: growing)	−11.65% (below 0%: shrinking)	+234.05% (above 0%: growing)	100.00%	47.52%	Compare
GSHD Goosehead Insurance	$1.6B	32.4×	28.6×	+20.59% (above 0%: growing)	+110.00% (above 0%: growing)	−63.75% (below 0%: shrinking)	100.00%	23.45%
TWFG TWFG, Inc.	$1.4B	43.0×	36.6×	+45.11% (above 0%: growing)	+38.46% (above 0%: growing)	+42.74% (above 0%: growing)	51.44%	20.10%	Compare
CRD.A Crawford & Company	$581.9M	26.1×	—	−1.37% (below 0%: shrinking)	+75.00% (above 0%: growing)	−51.68% (below 0%: shrinking)	28.78%	7.68%	Compare
CRD.B Crawford & Company	$581.0M	24.4×	11.9×	−1.37% (below 0%: shrinking)	+75.00% (above 0%: growing)	−51.68% (below 0%: shrinking)	28.78%	7.68%	Compare
Median of peers	$4.1B	30.8×	36.6×	+20.44%	+38.46%	+9.58%	30.30%	17.70%

All 22 Insurance Brokers stocks →

Goosehead Insurance (GSHD) key facts

Concern: Net income was $44.5 million, or $1.11 per share (basic), a net margin of 7.62%.
Strength: Goosehead Insurance’s revenue for fiscal 2025 (year ended December 2025) was $365.3 million, up 16.2% from fiscal 2024.
Goosehead Insurance (GSHD) is an Insurance Brokers company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, GSHD traded at $46.40, a market capitalization of $1.6 billion.
At that price the stock trades at 32.4× trailing-twelve-month earnings and 2.7× sales; its P/E is higher than 2% of its own readings over the past ten years.
Return on equity was −45.0% and debt-to-equity -1.67.
Its Piotroski F-score is 4 out of 9 for fiscal 2025.