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Friday 6 November 2026
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GBank Financial Holdings Inc.
GBFH Financial Banks Regional
GBank Financial Holdings Inc.’s revenue for fiscal 2025 (year ended December 2025) was $109.6 million, up 19.9% from fiscal 2024.
- Revenue
- +22.9%
- EPS
- +15.2%
- Free cash flow
- +3,151.2%
- Total debt
- +16.1%
Quarter to June 2026, against a year earlier
15.50
0.03
+0.19%
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Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Ten-year view | Analyst estimates Powerpack | |||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM Jun ’26 | Trend | 10 yrs | 2026e | 2027e | 2028e | Next 3/yr |
| Income, $m | ||||||||||||||||||
| Income, $m | Revenue | — | — | — | — | — | — | — | 59 | 91 | 110 | 120 | +36.3% | 82 | 96 | 104 | (1.9%) | |
| Gross margin, % | — | — | — | — | — | — | — | 77.63 | 68.24 | 69.35 | 68.90 | (8.3) pt | ||||||
| EBT | — | — | — | — | — | — | — | 14 | 24 | 27 | 24 | +41.5% | ||||||
| EBT margin, % | — | — | — | — | — | — | — | 22.94 | 26.16 | 24.72 | 19.76 | +1.8 pt | ||||||
| Net income | — | — | — | — | — | — | — | 11 | 19 | 21 | 18 | +38.4% | ||||||
| Per share, $ | ||||||||||||||||||
| Per share, $ | Revenue | — | — | — | — | — | — | — | 4.64 | 6.93 | 7.67 | 8.27 | +28.6% | |||||
| Earnings | — | — | — | — | — | — | — | 0.86 | 1.41 | 1.46 | 1.29 | +30.3% | ||||||
| Cash flow | — | — | — | — | — | — | — | (2.96) | 2.01 | 0.67 | 2.20 | n/m | ||||||
| Capex | — | — | — | — | — | — | — | (0.03) | (0.01) | (0.03) | (0.06) | +16.0% | ||||||
| Free cash flow | — | — | — | — | — | — | — | (2.98) | 1.99 | 0.64 | 2.15 | n/m | ||||||
| Book value | — | — | — | — | — | — | — | 7.75 | 10.66 | 11.60 | 11.94 | +22.4% | ||||||
| Shares, m | — | — | — | — | — | — | — | 13 | 13 | 14 | 14 | +6.1% | ||||||
| Valuation, × | ||||||||||||||||||
| Valuation, × | P/E | — | — | — | — | — | — | — | 30.71 | 30.71 | 23.21 | 12.02 | 28.2 | |||||
| P/S | — | — | — | — | — | — | — | 0.00 | 6.70 | 4.42 | 1.87 | 3.7 | ||||||
| P/B | — | — | — | — | — | — | — | 0.00 | 4.36 | 2.92 | 1.30 | 2.4 | ||||||
| EV/Sales | — | — | — | — | — | — | — | 0.00 | 5.63 | 2.85 | — | 2.8 | ||||||
| EV/FCF | — | — | — | — | — | — | — | 0.00 | 19.58 | 34.20 | — | 17.9 | ||||||
| Cash, $m | ||||||||||||||||||
| Cash, $m | Operating cash flow | — | — | — | — | — | — | — | (38) | 26 | 10 | 32 | n/m | |||||
| Capex | — | — | — | — | — | — | — | 0 | 0 | 0 | (1) | +23.0% | ||||||
| Free cash flow | — | — | — | — | — | — | — | (38) | 26 | 9 | 31 | n/m | ||||||
| Balance, $m | ||||||||||||||||||
| Balance, $m | Working capital | — | — | — | — | — | — | — | (1) | 29 | 50 | 21 | n/m | |||||
| Net debt | — | — | — | — | — | — | — | (72) | (98) | (172) | (111) | +54.5% | ||||||
| Shareholders’ equity | — | — | — | — | — | — | — | 98 | 141 | 166 | 173 | +29.8% | ||||||
| Returns, % | ||||||||||||||||||
| Returns, % | ROA | — | — | — | — | — | — | — | 0.00 | 1.83 | 1.69 | 1.39 | +1.7 pt | |||||
| ROIC | — | — | — | — | — | — | — | 31.89 | 35.02 | 0.00 | 23.93 | (31.9) pt | ||||||
| ROE | — | — | — | — | — | — | — | 0.00 | 15.59 | 13.66 | 11.39 | +13.7 pt | ||||||
| People | ||||||||||||||||||
| People | Employees | — | — | — | — | — | — | — | — | — | — | — | — | |||||
| Revenue/emp, $m | — | — | — | — | — | — | — | 0.00 | 0.00 | 0.00 | — | n/m | ||||||
Negative figures in brackets.
estimates
Fiscal years to Dec 2025 · latest quarter Jun 2026
GBank Financial Holdings Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| CZWI Citizens Community Bancorp, Inc. | $227.4M | 18.2× | 15.0× | −2.75% (below 0%: shrinking) | −66.67% (below 0%: shrinking) | +1,134.94% (above 0%: growing) | 65.38% | 0.00% | Compare |
| OVBC Ohio Valley Banc Corp. | $227.2M | 16.0× | 11.0× | +11.63% (above 0%: growing) | −30.34% (below 0%: shrinking) | −91.53% (below 0%: shrinking) | 69.70% | 0.00% | Compare |
| INBK First Internet Bancorp | $225.1M | 15.1× | 11.6× | +49.36% (above 0%: growing) | n/m | −20.56% (below 0%: shrinking) | 49.24% | 0.00% | Compare |
| GBFH GBank Financial Holdings Inc. | $224.3M | 12.0× | 12.8× | +22.90% (above 0%: growing) | +15.15% (above 0%: growing) | +3,151.19% (above 0%: growing) | 68.86% | 0.00% | |
| OPBK OP Bancorp | $220.6M | 7.6× | 7.4× | +5.31% (above 0%: growing) | +28.57% (above 0%: growing) | +3.10% (above 0%: growing) | 58.66% | 0.00% | Compare |
| CBFV CB Financial Services, Inc. | $207.6M | 28.6× | 11.7× | +11.11% (above 0%: growing) | +7.59% (above 0%: growing) | +89.91% (above 0%: growing) | 70.87% | 0.00% | Compare |
| FCAP First Capital, Inc. | $207.3M | 11.2× | — (loss-making) | +11.02% (above 0%: growing) | +26.55% (above 0%: growing) | +2.66% (above 0%: growing) | 80.17% | 0.00% | Compare |
| RBKB Rhinebeck Bancorp, Inc. | $203.3M | 18.1× | — | +2.17% (above 0%: growing) | −5.03% (below 0%: shrinking) | +145.41% (above 0%: growing) | 71.31% | 0.00% | Compare |
| MRBK Meridian Bank | $195.2M | 8.7× | 11.8× | −3.50% (below 0%: shrinking) | −2.00% (below 0%: shrinking) | +88.96% (above 0%: growing) | 64.49% | 0.00% | Compare |
| Median of peers | $214.1M | 15.5× | 11.6× | +8.17% | −2.00% | +46.03% | 67.54% | 0.00% |
Pay and ownership Proxy statement filed 31 March 2026
Ownership
Directors and executive officers, together
32.40%
A. Lee Finley
11.60%
Edward M. Nigro
8.00%
Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more.
Read the proxy statement