Pricing Log in Create free account

GBank Financial Holdings Inc. (GBFH) vs Meridian Bank (MRBK)

GBank Financial Holdings Inc. and Meridian Bank are both Banks Regional companies. GBank Financial Holdings Inc. is the larger, with a market value of $224.3M against $195.2M — 1.1× the size. Meridian Bank trades at the lower P/E: 8.7× against 12.0×. GBank Financial Holdings Inc. grew revenue faster over the last twelve months: 20.0% against 0.72%. GBank Financial Holdings Inc. has the higher net margin (15.4% vs 10.6%) and the higher return on invested capital (23.9% vs 8.03%). Across the 16 metrics below, GBank Financial Holdings Inc. leads on 11 and Meridian Bank on 5.

Valuation

Metric GBFH MRBK Banks Regional median
P/E 12.02 8.74 12.02
P/S 1.87 0.95 2.36
P/B 1.30 0.95 1.23
Price to free cash flow 7.22 10.39 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.32% 11.44% 8.21%
Free cash flow yield 13.84% 9.62% 9.23%

Profitability

Metric GBFH MRBK Banks Regional median
Gross margin 68.90% 63.55% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 15.44% 10.57% 18.82%
Free cash flow margin 25.93% 9.11% 17.97%
Return on equity 11.39% 11.31% 10.28%
Return on assets 1.39% 0.85% 1.13%
Return on invested capital 23.93% 8.03% 8.45%

Growth

Metric GBFH MRBK Banks Regional median
Revenue growth (TTM) 19.95% 0.72% 6.37%
EPS growth (last fiscal year) 5.11% 30.34% 18.85%
Revenue growth, 5-year CAGR — 6.56% 12.65%
Net income growth, 5-year CAGR — (3.75%) 9.81%

Health

Metric GBFH MRBK Banks Regional median
Debt to equity 0.18 0.24 0.17
Current ratio 1.02 0.98 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric GBFH MRBK Banks Regional median
Dividend yield — 3.33% 2.49%
Payout ratio — 0.30 0.29

Size

Metric GBFH MRBK Banks Regional median
Market cap 224.33m 195.23m 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack