Columbia Banking System, Inc. COLB

29.64 0.46 1.58% as of 25 Sep
Market cap
$8.3B
P/E
11.8×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.02
Total sells 0.68
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — 1 — — —
Sell — — — 1 — 3 — — 1 — — —
Insider Ownership 1.72%

Capital & Financial Ratios

Market Cap 8,260.00
Revenue 3,562.00
Net Income 711.00
Free Cash Flow 1,264.00
Net Debt (1,769.00)
Current Ratio 0.85
Debt/Equity 0.00
P/E ratio 11.81
P/S ratio 2.38
P/B ratio 1.12
Past 5Y EPS Growth (0.98%)
This Y EPS Growth (2.89%)
Next Y EPS Growth 8.48%
Next 5Y EPS Growth 3.66%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate 1.20
Annual Dividend Yield 7.69%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.48
0.37
0.37
0.37
2025 1.45
0.36
0.36
0.36
0.37
2024 1.44
0.36
0.36
0.36
0.36
2023 1.59
0.21
0.30
0.36
0.36
0.36
2022 2.04
0.30
0.21
0.30
0.21
0.21
0.30
0.21
0.30
2021 1.98
0.28
0.21
0.28
0.21
0.28
0.21
0.30
0.21
2020 1.75
0.28
0.21
0.28
0.28
0.21
0.28
0.21
2019 1.05
0.14
0.28
0.28
0.28
0.21
2018 1.00
0.22
0.26
0.26
0.26
2017 0.88
0.22
0.22
0.22
0.22
2016 0.20
0.20
0.18
0.20
0.19
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 2,163 1,878 2,380 1,769
Receivables — — — —
Inventory — — — —
Other — — — —
39,194 39,206 49,952 48,538
2023 2024 2025 Q'26
Payables 41,607 41,721 54,211 52,056
ST’ Debt — — — —
Other — — — —
46,233 45,497 58,053 56,931
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 22.56% 38.87% 33.61%
Cash Flow 18.66% 31.15% (11.19%)
Earnings 18.88% 28.95% 17.77%
Book Value 20.23% 27.27% 46.77%

Revenue

Mar Jun Sep Dec Year
’26 899 898 — — —
’25 714 735 817 948 3,214
’24 735 740 765 726 2,966
’23 531 715 740 757 2,743
’22 316 312 333 387 1,348
’21 149 150 158 860 1,318
’20 152 163 150 157 622
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 494 295 — — —
’25 122 107 236 281 746
’24 186 150 67 256 659
’23 (39) 266 350 93 670
’22 275 305 324 160 1,065
’21 59 68 62 474 663
’20 65 18 61 49 192
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 477 288 — — —
’25 122 85 228 271 706
’24 180 144 60 240 623
’23 (42) 266 398 89 711
’22 272 304 318 145 1,038
’21 58 70 60 458 647
’20 64 16 59 48 187
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.66 0.73 — — —
’25 0.41 0.73 0.40 0.72 2.30
’24 0.59 0.57 0.70 0.68 2.55
’23 (0.09) 0.64 0.65 0.45 1.78
’22 0.74 0.75 0.65 0.64 3.20
’21 0.73 0.77 0.74 0.55 2.78
’20 0.20 0.52 0.63 0.82 2.17
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.1
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
26.17 35.67 31.35 30.65 19.11 30.09 26.97 17.54 17.08 19.61

Analyst estimates 2026–2028

Powerpack
Low Price
45.27 48.06 46.71 41.40 40.83 50.68 37.66 33.24 32.85 29.61
High Price
1,819 2,120 2,137 2,162 2,187 2,260 2,093 5,114 4,721 6,005
Employees
0 0 0 0 0 1 1 1 1 1
Revenue/Emp
426 484 585 627 622 1,318 1,348 2,743 2,966 3,214
Revenue
98.98% 98.61% 96.89% 94.17% 97.16% 96.78% 94.21% 72.80% 65.04% 71.59%
Gross Margin
150 178 212 242 192 558 451 471 719 728
EBT
35.16% 36.74% 36.19% 38.53% 30.92% 42.34% 33.44% 17.17% 24.24% 22.65%
EBT Margin
105 113 173 194 154 420 337 349 534 550
Net Income
35 31 33 34 15 46 35 76 72 49
Depreciation
7.45 8.09 8.09 8.71 8.79 10.10 10.42 14.04 14.23 13.50
Revenue/Sh
1.81 1.86 2.39 2.68 2.17 2.79 3.20 1.79 2.56 2.31
Earnings/Sh
2.55 2.15 3.28 2.84 2.71 5.08 8.24 3.43 3.16 3.13
Cash Flow/Sh
0.09 0.10 0.07 0.00 (0.08) (0.12) (0.21) 0.21 (0.17) (0.17)
Capex/Sh
2.64 2.25 3.34 2.85 2.63 4.96 8.03 3.64 2.99 2.97
Free CF/Sh
21.88 32.56 28.09 30.00 33.14 19.84 19.18 25.58 24.55 32.94
Book Value/Sh
57 60 72 72 71 130 129 195 208 238
Shares
24.60 22.86 15.38 15.18 16.54 11.69 10.52 16.11 10.51 12.37
PE Ratio
5.98 5.37 4.49 4.67 4.09 3.24 2.81 1.89 1.90 2.07
PS Ratio
2.04 1.33 1.29 1.36 1.08 1.65 1.53 1.04 1.10 0.85
PB Ratio
5.47 4.76 4.70 5.80 3.05 2.62 1.90 2.76 2.80 2.75
EV/Sales
15.42 17.15 11.36 17.74 10.17 5.33 2.47 10.66 13.33 12.51
EV/FCF
146 129 237 205 192 663 1,065 670 659 746
Op' Cash Flow
5 6 5 0 (6) (15) (27) 41 (36) (40)
Capex
151 134 242 205 187 647 1,038 711 623 706
FCF
(1,737) (1,947) (1,920) (1,813) (3,965) (6,740) (1,471) (7,039) (6,291) (8,101)
Working Cap'
6 47 400 953 7 7 954 — — —
Total Debt
(218) (295) 122 706 (646) (817) (340) (2,163) (1,878) (2,380)
Net Debt
1,251 1,950 2,034 2,160 2,348 2,589 2,480 4,995 5,118 7,840
Sh' Equity
1.12% 1.00% 1.34% 1.43% 1.01% 2.24% 1.28% 0.83% 1.03% 0.93%
ROA
9.06% 6.72% 6.14% 5.27% 7.07% 20.23% 13.67% 14.19% 14.33% 10.03%
ROIC
8.30% 6.96% 8.68% 9.27% 6.84% 17.03% 13.29% 9.34% 10.56% 8.49%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Columbia Banking System, Inc. (COLB) key facts

  • Columbia Banking System, Inc. (COLB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Columbia Banking System, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 8.36% from fiscal 2024.
  • As of September 25, 2026, COLB traded at $29.64, a market capitalization of $8.3 billion.
  • Columbia Banking System, Inc. pays an annual dividend of $1.20 per share, a yield of 7.69%.
  • Return on equity was 8.49% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.

Columbia Banking System, Inc. (COLB) Latest News

News by impact score

Fine-tune

4 Aug

3

Columbia Banking System's Q2 earnings beat is weighed against rising credit risks that may pressure future performance and investor views. Q2 earnings and credit risk trends directly shape Columbia Banking's valuation and operational outlook.

3

COLB Q2 results highlight disciplined operations amid deposit competition, producing margin expansion. Deposit competition management and margin expansion point to moderate effects on financial performance and positioning.

1 Aug

3

Columbia Banking System’s Q2 earnings call addressed top analyst questions on deposit trends, loan growth, net interest margin, credit quality, and cost management amid rate environment challenges. Q2 earnings details and analyst queries provide moderate insight into near-term financial trajectory without signaling major strategic shifts.

24 Jul

4

Columbia Banking System completed a $497 million share buyback coinciding with the release of its second-quarter earnings. Major $497 million buyback represents a significant capital return that boosts EPS and supports share price trajectory.

3

Columbia Banking Q2 earnings beat estimates on higher net interest income and fee income. Q2 earnings beat lifts near-term financial outlook and stock sentiment without altering long-term trajectory.

3 transcript

Columbia Banking System, Inc. held its Q2 2026 earnings call, covering financial results and company outlook. Earnings call updates on quarterly results can moderately affect short-term stock sentiment and investor views.

3

Columbia Banking System Inc (COLB) delivered strong Q2 2026 results in its earnings call amid ongoing sector conditions. Q2 earnings beat highlights positive financial trends that can moderately lift near-term investor views.

23 Jul

3

Columbia Banking System reported Q2 earnings highlights covering financial results, operational updates and management outlook. Q2 earnings updates and outlook moderately influence stock valuation and investor sentiment.

3

Columbia Banking (COLB) reported Q2 earnings with key metrics compared directly to Wall Street estimates. Standard quarterly earnings comparisons can move short-term stock sentiment but rarely shift long-term company trajectory.

3

Columbia Banking System, Inc. reported its second quarter 2026 financial results. Quarterly earnings releases disclose financial metrics that typically move stock prices and investor sentiment in the short term.

16 Jul

3

Analysts estimate Columbia Banking System (COLB) will report lower earnings. Key items to monitor include revenue trends, loan growth, credit quality metrics, net interest margins, and expense controls amid current economic conditions. Forecast of earnings decline can exert moderate downward pressure on COLB shares and near-term sentiment without altering long-term fundamentals.

23 Jun

3

Columbia Banking System reported Q1 earnings, highlighting results versus other regional bank stocks. Q1 earnings release offers moderate insight into financial performance and peer positioning.

31 May

4

Columbia Banking System acquires Hope Bancorp for $38 million, positioning the company as a key player in accelerating bank consolidation trends with expanded scale and market reach. The $38 million Hope Bancorp acquisition marks a major strategic expansion that could significantly boost Columbia Banking System scale and competitive standing in ongoing sector consolidation.

27 May

4

Columbia Banking System tracks merger integration milestones with Pacific Premier, focusing on systems conversion, branch consolidation and cost synergy realization. Successful integration execution will determine cost savings, customer retention and earnings trajectory after the Pacific Premier merger.

3

Columbia Banking System relies on relationship deposits to counter intensifying competition in Western markets. Western competition directly pressures COLB deposit strategies and regional positioning.

3

Columbia Banking System anticipates shifts in net interest margins, fee income streams and loan portfolio composition through 2026. Forward-looking details on NIM, fees and loans can moderately shape investor views on 2026 earnings trajectory.

7 May

4

Columbia Banking System, Inc. (COLB), a regional bank with a 4.9% dividend yield, has hit a buy point, signaling a potential investment opportunity. Reaching a buy point with an attractive 4.9% dividend yield likely boosts investor sentiment and stock trajectory significantly.

30 Apr

4

Columbia Bank, a subsidiary of Columbia Banking System, Inc. (COLB), launched a dedicated Franchise Banking Team to provide specialized financing and advisory services to franchise owners and operators. Launching a specialized Franchise Banking Team expands into a high-growth sector, enabling new revenue streams and strengthening market position.

26 Apr

4

Columbia Banking System (COLB) delivered strong Q1 results with Pacific Premier merger synergies potentially strengthening the bull case amid questions on future outlook. Strong Q1 earnings and merger synergies represent major strategic progress likely to enhance COLB's financial trajectory and investor confidence.

24 Apr

4

Columbia Banking System, Inc. (COLB) Q1 results feature loan mix shift toward higher-yield assets, integration synergies from recent merger, and robust deposit growth driving performance. Q1 loan mix shift, merger integration synergies, and deposit growth represent major strategic and operational improvements boosting financial trajectory and investor sentiment.

4

Columbia Banking System, Inc. (COLB) Q1 earnings beat expectations due to year-over-year increases in net interest income and fee income. Q1 earnings beat from rising NII and fee income signals robust financial performance, likely driving significant positive shifts in stock price and investor sentiment.

4

Columbia Banking System, Inc. (COLB) Q1 2026 earnings call summary details quarterly financial results, performance highlights, and management outlook. Quarterly earnings summaries directly shape investor perceptions of financial health and future prospects for COLB.

4

Columbia Banking System Inc (COLB) Q1 2026 earnings call highlights strong loan growth alongside other positive financial metrics. Strong loan growth in Q1 2026 earnings signals significant positive impact on financial performance and investor sentiment.

23 Apr

4

Columbia Banking System, Inc. (COLB) released Q1 earnings call highlights covering financial performance, strategic updates, and outlook. Q1 earnings call highlights detail financial results and guidance that significantly shape COLB's market performance and investor expectations.

4

Columbia Banking System, Inc. (COLB) reported Q1 earnings, analyzing key metrics for insights into financial performance. Q1 earnings reports typically drive significant shifts in stock price and investor expectations for COLB.

4

Columbia Banking System, Inc. (COLB) reported first-quarter earnings and revenue exceeding analyst estimates, driven by net interest income growth and controlled expenses. Surpassing Q1 earnings and revenue estimates enhances financial performance outlook and investor sentiment significantly.

4

Columbia Banking System, Inc. (COLB) reported first quarter 2026 results. Quarterly earnings reports significantly impact financial performance metrics and investor sentiment toward the bank's future trajectory.

20 Apr

4

Columbia Banking System's 2026 earnings will be propelled by improvements in net interest margin, fee income growth, and optimized loan portfolio mix. Forward-looking analysis of core banking metrics like NIM, fees, and loan mix signals major shifts in financial trajectory and investor outlook.

4

Columbia Banking System advances acquisition of Pacific Premier Bancorp, navigating regulatory approvals, integration challenges, and growth opportunities in the West Coast banking market. Acquisition of Pacific Premier expands Columbia Banking's scale, market presence, and strategic positioning in key regions.

16 Apr

3

Columbia Banking System, Inc. (COLB) reports earnings next week, with Wall Street expecting growth. Anticipated earnings growth report may noticeably influence short-term financial performance expectations and investor sentiment.

stockrow.com/COLB · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com