Saturday 17 October 2026 Export COLB’s income statement to Excel — free account

Columbia Banking System, Inc.

Columbia Banking System, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 8.36% from fiscal 2024. In the quarter to June 2026, revenue grew 22.2%, EPS was flat and free cash flow grew 238.8%, each against the same quarter a year earlier. Dividend growth for three consecutive years, revenue growth for five; insiders bought in the last twelve months.

28.44 0.19 −0.66%

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Market cap: $8.1B
P/E: 11.3×
Fwd P/E: 10.0×
Dividend yield: 5.20%
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.02

Total sells 0.68

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	1	—	—	—	—
Sell	—	—	1	—	3	—	—	1	—	—	—	—

Insider Ownership 1.70%

Capital & Financial Ratios $m

Market Cap 8,100.00

Revenue 3,562.00

Net Income 711.00

Free Cash Flow 1,264.00

Net Debt (1,769.00)

Current Ratio 0.85

Debt/Equity 0.00

P/E ratio 11.33

Fwd P/E 9.96

P/S ratio 2.28

P/B ratio 1.08

Past 5Y EPS Growth 1.17%

This Y EPS Growth (2.82%)

Next Y EPS Growth 8.92%

Next Y revenue growth (14.81%)

Next 5Y EPS Growth 3.90%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 27.46%

10-year low 10-year high

P/S against its own 10 years 27.79%

10-year low 10-year high

P/B against its own 10 years 34.24%

10-year low 10-year high

Dividends

Payout Ratio 0.59

Annual Dividend Rate 1.48

Annual Dividend Yield 5.20%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	1.48	0.37 0.37 0.37
2025	1.45	0.36 0.36 0.36 0.37
2024	1.44	0.36 0.36 0.36 0.36
2023	1.59	0.21 0.30 0.36 0.36 0.36
2022	2.04	0.30 0.21 0.30 0.21 0.21 0.30 0.21 0.30
2021	1.98	0.28 0.21 0.28 0.21 0.28 0.21 0.30 0.21
2020	1.75	0.28 0.21 0.28 0.28 0.21 0.28 0.21
2019	1.05	0.14 0.28 0.28 0.28 0.21
2018	1.00	0.22 0.26 0.26 0.26
2017	0.88	0.22 0.22 0.22 0.22
2016	0.20	0.20 0.18 0.20 0.19

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	2,163	1,878	2,380	1,769
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	39,194	39,206	49,952	48,538

	2023	2024	2025	Q'26
Payables	41,607	41,721	54,211	52,056
ST’ Debt	—	—	—	—
Other	—	—	—	—
	46,233	45,497	58,053	56,931

Compound Annual Growth %

	10y	5y	3y
Sales	22.56%	38.87%	33.61%
Cash Flow	18.66%	31.15%	(11.19%)
Earnings	18.88%	28.95%	17.77%
Book Value	20.23%	27.27%	46.77%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	899	898	—	—	—
’25	714	735	817	948	3,214
’24	735	740	765	726	2,966
’23	531	715	740	757	2,743
’22	316	312	333	387	1,348
’21	149	150	158	860	1,318
’20	152	163	150	157	622

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	494	295	—	—	—
’25	122	107	236	281	746
’24	186	150	67	256	659
’23	(39)	266	350	93	670
’22	275	305	324	160	1,065
’21	59	68	62	474	663
’20	65	18	61	49	192

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	477	288	—	—	—
’25	122	85	228	271	706
’24	180	144	60	240	623
’23	(42)	266	398	89	711
’22	272	304	318	145	1,038
’21	58	70	60	458	647
’20	64	16	59	48	187

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.66	0.73	—	—	—
’25	0.41	0.73	0.40	0.72	2.30
’24	0.59	0.57	0.70	0.68	2.55
’23	(0.09)	0.64	0.65	0.45	1.78
’22	0.74	0.75	0.65	0.64	3.20
’21	0.73	0.77	0.74	0.55	2.78
’20	0.20	0.52	0.63	0.82	2.17

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	26.17	35.67	31.35	30.65	19.11	30.09	26.97	17.54	17.08	19.61	Analyst estimates 2026–2028 Powerpack
	High	45.27	48.06	46.71	41.40	40.83	50.68	37.66	33.24	32.85	29.61
People
People	Employees	1,819	2,120	2,137	2,162	2,187	2,260	2,093	5,114	4,721	6,005
	Revenue/emp, $m	0.23	0.23	0.27	0.29	0.28	0.58	0.64	0.54	0.63	0.54
Income, $m
Income, $m	Revenue	426	484	585	627	622	1,318	1,348	2,743	2,966	3,214
	Gross margin, %	98.98	98.61	96.89	94.17	97.16	96.78	94.21	72.80	65.04	71.59
	EBT	150	178	212	242	192	558	451	471	719	728
	EBT margin, %	35.16	36.74	36.19	38.53	30.92	42.34	33.44	17.17	24.24	22.65
	Net income	105	113	173	194	154	420	337	349	534	550
	Depreciation	35	31	33	34	15	46	35	76	72	49
Per share, $
Per share, $	Revenue	7.45	8.09	8.09	8.71	8.79	10.10	10.42	14.04	14.23	13.50
	Earnings	1.81	1.86	2.39	2.68	2.17	2.79	3.20	1.79	2.56	2.31
	Cash flow	2.55	2.15	3.28	2.84	2.71	5.08	8.24	3.43	3.16	3.13
	Capex	0.09	0.10	0.07	0.00	(0.08)	(0.12)	(0.21)	0.21	(0.17)	(0.17)
	Free cash flow	2.64	2.25	3.34	2.85	2.63	4.96	8.03	3.64	2.99	2.97
	Book value	21.88	32.56	28.09	30.00	33.14	19.84	19.18	25.58	24.55	32.94
	Shares, m	57	60	72	72	71	130	129	195	208	238
Valuation, ×
Valuation, ×	P/E	24.60	22.86	15.38	15.18	16.54	11.69	10.52	16.11	10.51	12.37
	P/S	5.98	5.37	4.49	4.67	4.09	3.24	2.81	1.89	1.90	2.07
	P/B	2.04	1.33	1.29	1.36	1.08	1.65	1.53	1.04	1.10	0.85
	EV/Sales	5.47	4.76	4.70	5.80	3.05	2.62	1.86	1.11	1.27	1.33
	EV/FCF	15.42	17.15	11.36	17.74	10.17	5.33	2.41	4.28	6.05	6.07
Cash, $m
Cash, $m	Operating cash flow	146	129	237	205	192	663	1,065	670	659	746
	Capex	5	6	5	0	(6)	(15)	(27)	41	(36)	(40)
	Free cash flow	151	134	242	205	187	647	1,038	711	623	706
Balance, $m
Balance, $m	Working capital	(1,737)	(1,947)	(1,920)	(1,813)	(3,965)	(6,740)	(1,471)	(7,039)	(6,291)	(8,101)
	Total debt	6	47	400	953	7	7	954	—	—	—
	Net debt	(218)	(295)	122	706	(646)	(817)	(1,295)	(2,163)	(1,878)	(2,380)
	Shareholders’ equity	1,251	1,950	2,034	2,160	2,348	2,589	2,480	4,995	5,118	7,840
Returns, %
Returns, %	ROA	1.12	1.00	1.34	1.43	1.01	2.24	1.28	0.83	1.03	0.93
	ROIC	9.06	6.72	6.14	5.27	7.07	20.23	24.68	14.19	14.33	10.03
	ROE	8.30	6.96	8.68	9.27	6.84	17.03	13.29	9.34	10.56	8.49

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
ZION Zions Bancorporation, N.A.	$9.2B	8.1×	9.7×	+19.18% (above 0%: growing)	+87.12% (above 0%: growing)	+518.28% (above 0%: growing)	76.88%	0.00%	Compare
BSMX Grupo Financiero Santander Mexico S.A. B. de C.V.	$8.3B	5.1×	—	+69.52% (above 0%: growing)	+66.67% (above 0%: growing)	−144.08% (below 0%: shrinking)	51.50%	0.00%	Compare
PB Prosperity Bancshares, Inc.	$8.1B	11.7×	12.3×	+19.38% (above 0%: growing)	+17.61% (above 0%: growing)	+70.11% (above 0%: growing)	75.21%	0.00%	Compare
WAL Western Alliance Bancorporation	$8.1B	8.4×	8.3×	+9.83% (above 0%: growing)	+13.46% (above 0%: growing)	+0.90% (above 0%: growing)	69.60%	0.00%	Compare
COLB Columbia Banking System, Inc.	$8.1B	11.3×	10.0×	+22.18% (above 0%: growing)	0.00%	+238.82% (above 0%: growing)	75.39%	0.00%
CBSH Commerce Bancshares, Inc.	$8.0B	13.5×	13.0×	+12.33% (above 0%: growing)	−3.51% (below 0%: shrinking)	+68.33% (above 0%: growing)	84.73%	0.00%	Compare
CBC Central Bancompany	$8.0B	18.4×	14.9×	+10.36% (above 0%: growing)	+9.05% (above 0%: growing)	−5.17% (below 0%: shrinking)	85.56%	0.00%	Compare
BOKF BOK Financial Corporation	$7.6B	11.8×	12.5×	+3.20% (above 0%: growing)	+33.33% (above 0%: growing)	+1,441.49% (above 0%: growing)	67.23%	0.00%	Compare
VLY Valley National Bancorp	$7.1B	10.6×	10.8×	+4.09% (above 0%: growing)	+30.43% (above 0%: growing)	+2.65% (above 0%: growing)	62.09%	0.00%	Compare
Median of peers	$8.0B	11.2×	12.3×	+11.35%	+24.02%	+35.49%	72.41%	0.00%

All 323 Banks Regional stocks →

Columbia Banking System, Inc. (COLB) key facts

Strength: Columbia Banking System, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 8.36% from fiscal 2024.
Columbia Banking System, Inc. (COLB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, COLB traded at $28.44, a market capitalization of $8.1 billion.
Columbia Banking System, Inc. pays an annual dividend of $1.48 per share, a yield of 5.20%, with a payout ratio of 59.0%.
Return on equity was 8.49% and debt-to-equity 0.00.
Its Piotroski F-score is 5 out of 9 for fiscal 2025.