Columbia Banking System, Inc. (COLB) vs Prosperity Bancshares, Inc. (PB)

Columbia Banking System, Inc. and Prosperity Bancshares, Inc. are both Banks Regional companies. Columbia Banking System, Inc. and Prosperity Bancshares, Inc. are of similar size ($8.6B and $8.6B). Columbia Banking System, Inc. trades at the lower P/E: 10.6× against 13.1×. Columbia Banking System, Inc. grew revenue faster over the last twelve months: 22.2% against 19.2%. Prosperity Bancshares, Inc. has the higher net margin (27.0% vs 22.8%) and the lower return on invested capital (7.07% vs 13.8%). Both pay a dividend; Columbia Banking System, Inc. yields more (4.85% vs 3.33%). Across the 18 metrics below, Columbia Banking System, Inc. leads on 15 and Prosperity Bancshares, Inc. on 3.

Valuation

Metric COLB PB Banks Regional median
P/E 10.56 13.12 12.02
P/S 2.33 4.12 2.36
P/B 1.20 1.04 1.23
Price to free cash flow 6.74 14.23 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 9.47% 7.62% 8.21%
Free cash flow yield 14.84% 7.03% 9.23%

Profitability

Metric COLB PB Banks Regional median
Gross margin 75.64% 74.95% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 22.83% 26.99% 18.82%
Free cash flow margin 0.00% 0.00% 17.97%
Return on equity 11.23% 0.00% 10.28%
Return on assets 1.26% 1.23% 1.13%
Return on invested capital 13.78% 7.07% 8.45%

Growth

Metric COLB PB Banks Regional median
Revenue growth (TTM) 22.22% 19.20% 6.37%
EPS growth (last fiscal year) (9.80%) 13.27% 18.85%
Revenue growth, 5-year CAGR 38.87% 6.39% 12.65%
Net income growth, 5-year CAGR 28.95% 0.52% 9.81%

Health

Metric COLB PB Banks Regional median
Debt to equity 0.00 0.01 0.17
Current ratio 0.85 0.77 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric COLB PB Banks Regional median
Dividend yield 4.85% 3.33% 2.49%
Payout ratio 0.51 0.44 0.29

Size

Metric COLB PB Banks Regional median
Market cap 8.61b 8.62b 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack