Cathay General Bancorp (CATY) vs ServisFirst Bancshares, Inc. (SFBS)

Cathay General Bancorp and ServisFirst Bancshares, Inc. are both Banks Regional companies. Cathay General Bancorp and ServisFirst Bancshares, Inc. are of similar size ($4.3B and $4.0B). Cathay General Bancorp trades at the lower P/E: 11.6× against 13.4×. ServisFirst Bancshares, Inc. grew revenue faster over the last twelve months: 3.06% against 2.47%. ServisFirst Bancshares, Inc. has the higher net margin (30.9% vs 24.7%) and the higher return on invested capital (44.3% vs 14.8%). Both pay a dividend; Cathay General Bancorp yields more (2.47% vs 1.93%). Across the 19 metrics below, ServisFirst Bancshares, Inc. leads on 10 and Cathay General Bancorp on 9.

Valuation

Metric CATY SFBS Banks Regional median
P/E 11.64 13.41 11.98
P/S 2.85 4.15 2.34
P/B 1.32 2.18 1.19
Price to free cash flow 7.52 9.25 10.63
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.59% 7.46% 8.23%
Free cash flow yield 13.30% 10.81% 9.08%

Profitability

Metric CATY SFBS Banks Regional median
Gross margin 61.82% 60.41% 69.55%
Operating margin 0.00% 0.00% 0.00%
Net margin 24.66% 30.94% 18.66%
Free cash flow margin 37.94% 44.91% 21.11%
Return on equity 11.71% 17.33% 10.65%
Return on assets 1.44% 1.80% 1.13%
Return on invested capital 14.82% 44.30% 8.35%

Growth

Metric CATY SFBS Banks Regional median
Revenue growth (TTM) 2.47% 3.06% 6.98%
EPS growth (last fiscal year) 14.94% 21.63% 18.88%
Revenue growth, 5-year CAGR 13.25% 19.41% 12.38%
Net income growth, 5-year CAGR 6.61% 10.28% 9.71%

Health

Metric CATY SFBS Banks Regional median
Debt to equity 0.04 0.02 0.22
Current ratio 1.04 0.98 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric CATY SFBS Banks Regional median
Dividend yield 2.47% 1.93% 2.57%
Payout ratio 0.29 0.26 0.30

Size

Metric CATY SFBS Banks Regional median
Market cap 4.01b 4.32b 913.33m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack