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Broadway Financial Corporation

BYFC Financial Banks Regional

Broadway Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $63.0 million, down 3.76% from fiscal 2024. In the quarter to June 2026, revenue grew 27.1%, EPS grew 200.0%, free cash flow grew 24.7% and total debt fell 14.0%, each against the same quarter a year earlier.

11.37 0.18 −1.56%
Market cap
$107.2M
P/E
0.0×
Fwd P/E
−40.6×
Dividend yield
—
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 0.16
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — — — — 3 — — — — —
Insider Ownership 49.65%

Capital & Financial Ratios $m

Market Cap 107.17
Revenue 68.74
Net Income (20.56)
Free Cash Flow 6.18
Net Debt 41.55
Current Ratio 0.98
Debt/Equity 0.36
P/E ratio 0.00
Fwd P/E (40.60) (negative: loss-making)
P/S ratio 1.44
P/B ratio 0.88
Past 5Y EPS Growth —
This Y EPS Growth —
Next Y EPS Growth —
Next Y revenue growth 28.56% (at or above 10%: strong)
Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 26.69%
10-year low 10-year high
P/B against its own 10 years 56.28%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2020 Powerpack
2019 Powerpack
2018 Powerpack
2017 Powerpack
special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 109 65 14 52
Receivables — — — —
Inventory — — — —
Other — — — —
1,025 1,070 1,037 1,186
2023 2024 2025 Q'26
Payables 683 745 918 1,115
ST’ Debt — — — —
Other — — — —
784 823 1,011 1,207

Compound Annual Growth %

10y 5y 3y
Sales 13.31% 27.55% 18.94%
Cash Flow (33.77%) 0.00% (66.87%)
Earnings 0.00% 0.00% 0.00%
Book Value 19.00% 40.00% (2.03%)

Revenue $m

Mar Jun Sep Dec Year
’26 17 19 — — —
’25 15 15 16 17 63
’24 16 16 17 17 66
’23 11 12 12 19 54
’22 8 9 10 11 37
’21 4 9 8 7 28
’20 5 5 5 4 19
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 1 4 — — —
’25 (4) 3 4 (2) 0
’24 (12) 10 6 (3) 1
’23 4 (2) 2 4 8
’22 (2) 1 6 1 6
’21 (2) (1) 7 (3) 1
’20 (46) (3) 9 26 (14)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 1 4 — — —
’25 (4) 3 4 (2) 0
’24 (12) 10 6 (3) 1
’23 4 (2) 2 3 7
’22 (2) 1 5 1 6
’21 (2) (1) 6 (4) (1)
’20 (46) (3) 9 26 (14)
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.09 0.02 — — —
’25 (0.14) (0.02) (2.86) 0.04 (3.23)
’24 (0.02) 0.03 (0.03) 0.06 0.04
’23 0.16 0.03 0.01 0.31 0.51
’22 0.08 0.24 0.16 0.16 0.64
’21 (1.04) 0.08 0.02 (0.16) (0.56)
’20 (0.01) 0.06 (0.08) (0.16) (0.16)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 10.80 11.76 7.60 8.56 8.32 14.08 6.64 5.12 4.41 5.51

Analyst estimates 2026–2028

Powerpack
High 20.00 21.36 20.40 16.24 57.84 34.24 19.76 11.36 7.99 9.46
People
People Employees 67 68 65 64 64 80 84 98 106 98
Revenue/emp, $m 0.24 0.28 0.25 0.28 0.29 0.35 0.45 0.55 0.62 0.64
Income, $m
Income, $m Revenue 16 19 16 18 19 28 37 54 66 63
Gross margin, % 76.26 76.89 69.39 64.32 70.67 86.59 90.90 64.22 50.87 55.37
EBT 1 4 1 (1) (1) (5) 8 6 3 (24)
EBT margin, % 7.68 19.83 5.41 (3.08) (5.62) (17.47) 21.67 11.54 4.23 (38.82)
Net income 3 2 1 0 (1) (4) 6 4 2 (25)
Depreciation 1 1 1 1 1 1 0 0 0 1
Per share, $
Per share, $ Revenue 4.51 5.64 4.81 5.34 5.50 3.72 4.14 6.28 7.74 7.33
Earnings 0.96 0.56 0.24 (0.06) (0.16) (0.56) 0.64 0.51 0.04 (3.23)
Cash flow 0.26 (3.07) 0.07 2.54 (3.99) 0.08 0.70 0.88 0.16 0.03
Capex (0.04) (0.05) (0.02) 0.23 (0.12) (0.15) (0.04) (0.02) (0.02) (0.03)
Free cash flow 0.21 (3.12) 0.05 2.78 (4.11) (0.07) 0.66 0.86 0.15 0.00
Book value 12.56 14.31 14.48 14.56 14.40 18.77 30.90 32.68 33.71 30.59
Shares, m 4 3 3 3 3 8 9 9 8 9
Valuation, ×
Valuation, × P/E 13.67 30.29 32.70 0.00 0.00 0.00 12.75 13.44 171.25 0.00
P/S 2.91 3.22 1.74 2.31 2.69 4.97 1.97 1.09 0.88 1.01
P/B 1.04 1.27 0.58 0.85 1.03 1.01 0.57 0.45 0.43 0.56
EV/Sales 7.30 5.76 5.37 6.37 3.64 (0.26) 4.83 5.37 3.36 1.93
EV/FCF 154.84 (10.42) 551.22 12.25 (4.86) 14.22 30.13 39.39 175.24 (9,350.23)
Cash, $m
Cash, $m Operating cash flow 1 (10) 0 9 (14) 1 6 8 1 0
Capex 0 0 0 1 0 (1) 0 0 0 0
Free cash flow 1 (10) 0 9 (14) (1) 6 7 1 0
Balance, $m
Balance, $m Working capital 106 86 95 112 142 18 17 241 247 26
Total debt 90 70 75 88 114 86 128 341 227 72
Net debt 72 48 58 73 18 (146) 107 232 162 58
Shareholders’ equity 46 48 48 49 49 141 280 282 285 263
Returns, %
Returns, % ROA 0.84 0.44 0.20 (0.05) (0.14) (0.51) 0.49 0.33 0.03 (2.07)
ROIC 0.67 2.44 0.51 (0.29) (0.98) 0.00 1.31 0.76 0.39 0.27
ROE 7.58 4.00 1.69 (0.42) (1.31) (4.33) 4.19 3.27 0.27 (22.40)
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Broadway Financial Corporation vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
BSBK Bogota Financial Corporation $116.5M 43.4× 29.2× −5.42% (below 0%: shrinking) +200.00% (above 0%: growing) +11.78% (above 0%: growing) 43.91% 0.00% Compare
WSBK Winchester Bancorp, Inc. $116.0M 26.4× — +16.83% (above 0%: growing) — −44.14% (below 0%: shrinking) 52.64% 0.00% Compare
OPHC OptimumBank Holdings, Inc. $113.0M 5.6× 6.5× +38.96% (above 0%: growing) +29.03% (above 0%: growing) +67.40% (above 0%: growing) 70.97% 0.00% Compare
PROV Provident Financial Holdings, Inc. $112.9M 17.4× 13.1× +1.58% (above 0%: growing) +40.00% (above 0%: growing) +52.70% (above 0%: growing) 69.62% 0.00% Compare
UNB Union Bankshares, Inc. $112.6M 8.8× — +8.47% (above 0%: growing) +15.09% (above 0%: growing) +1,783.20% (above 0%: growing) 63.79% 0.00% Compare
SFBC Sound Financial Bancorp, Inc. $111.8M 13.9× — +1.50% (above 0%: growing) +22.50% (above 0%: growing) +132.05% (above 0%: growing) 67.71% 0.00% Compare
BYFC Broadway Financial Corporation $107.2M — (loss-making) — (loss-making) +27.12% (above 0%: growing) n/m +24.68% (above 0%: growing) 55.67% 0.00%
PBHC Pathfinder Bancorp, Inc. $106.5M — (loss-making) — +9.22% (above 0%: growing) n/m +155.06% (above 0%: growing) 60.96% 0.00% Compare
PNBK Patriot National Bancorp Inc. $105.1M — (loss-making) 12.1× +44.21% (above 0%: growing) n/m −716.54% (below 0%: shrinking) 61.76% 0.00% Compare
Median of peers $112.7M 15.7× 12.6× +8.85% +29.03% +60.05% 62.78% 0.00%

All 323 Banks Regional stocks →

Broadway Financial Corporation (BYFC) key facts

  • Concern: Broadway Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $63.0 million, down 3.76% from fiscal 2024.
  • Broadway Financial Corporation (BYFC) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, BYFC traded at $11.37, a market capitalization of $107.2 million.
  • Return on equity was −22.4% and debt-to-equity 0.36.
  • Its Piotroski F-score is 4 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Broadway Financial Corporation (BYFC) Latest News

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stockrow.com/BYFC · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com