Broadway Financial Corporation (BYFC) vs Pathfinder Bancorp, Inc. (PBHC)
Broadway Financial Corporation and Pathfinder Bancorp, Inc. are both Banks Regional companies. Broadway Financial Corporation and Pathfinder Bancorp, Inc. are of similar size ($110.5M and $108.9M). Broadway Financial Corporation grew revenue faster over the last twelve months: 8.03% against −8.03%. Pathfinder Bancorp, Inc. has the higher net margin (0.20% vs −34.6%) and the lower return on invested capital (−1.09% vs 1.45%). Across the 17 metrics below, Pathfinder Bancorp, Inc. leads on 13 and Broadway Financial Corporation on 4.
Valuation
Profitability
| Metric | BYFC | PBHC | Banks Regional median |
|---|---|---|---|
| Gross margin | 56.06% | 61.13% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (34.62%) | 0.20% | 18.66% |
| Free cash flow margin | 9.00% | 13.98% | 21.18% |
| Return on equity | (19.24%) | 0.13% | 10.64% |
| Return on assets | (1.69%) | 0.01% | 1.13% |
| Return on invested capital | 1.45% | (1.09%) | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack