Banco Santander Brasil SA

BSBR Financial Banks Regional

Banco Santander Brasil SA’s revenue for fiscal 2025 (year ended December 2025) was $32.2 billion, up 12.6% from fiscal 2024.

Revenue
+15.0%
Free cash flow
+274.8%
Total debt
+19.4%

Quarter to June 2026, against a year earlier

4.68 0.05 −1.06%
Market cap
$17.7B
P/E
6.2×
Fwd P/E
—
Dividend yield
6.82%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Banco Santander Brasil SA (BSBR) Free cash flow margin

Alert me on Free cash flow margin

Banco Santander Brasil SA's free cash flow margin over the twelve months to 30 June 2026 was 22.1%, up 21.1 percentage points from fiscal 2025 (1.01%). Over the past ten years it has ranged from −15.1% (fiscal 2024) to 60.6% (fiscal 2020); the current reading is higher than 18% of that period. That is above the Banks Regional industry median of 18.0% and above the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 1.01% 16.11
FY2024 −15.1% (37.89)
FY2023 22.8% 19.60
FY2022 3.19% (1.75)
FY2021 4.94% (55.68)
FY2020 60.6% 36.04
FY2019 24.6% 17.68
FY2018 6.90% (50.01)
FY2017 56.9% 51.41
FY2016 5.50% 2.18

Against its own ten years

Low −15.1% High 60.6%
Ten-year median 5.50%
Current reading's percentile 18

Free cash flow margin against peers

Company Free cash flow margin
WF Woori Bank compare 29.6%
PNFP Pinnacle Financial Partners, Inc. compare 22.5%
BSBR Banco Santander Brasil SA 22.1%
KEY KeyCorp compare 13.5%
BBD Banco Bradesco SA compare 13.2%
BCH Banco De Chile compare 5.94%
RF Regions Financial Corporation compare 0.00%
EWBC East West Bancorp, Inc. compare 0.00%
BSAC Banco Santander Chile compare 0.00%
Banks Regional industry median 18.0%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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