Saturday 17 October 2026 Export BBD’s income statement to Excel — free account

Banco Bradesco SA

Banco Bradesco SA’s revenue for fiscal 2025 (year ended December 2025) was $55.4 billion, up 18.8% from fiscal 2024. In the quarter to June 2026, revenue grew 32.3%, EPS grew 30.0%, free cash flow fell 267.0% and total debt rose 442.3%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

3.96 0.07 −1.74%

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Market cap: $22.5B
P/E: 9.4×
Fwd P/E: 6.5×
Dividend yield: 6.10%
F-score: 4/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 102.49

Total sells 5.97

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	1	1	2	24	—
Sell	—	—	—	—	—	—	2	1	—	2	4	—

Insider Ownership 47.22%

Capital & Financial Ratios $m

Market Cap 22,490.00

Revenue 64,398.19

Net Income 4,932.87

Free Cash Flow 1,174.48

Net Debt (35,817.80)

Current Ratio 1.48

Debt/Equity 2.93

P/E ratio 9.43

Fwd P/E 6.50

P/S ratio 0.65

P/B ratio 1.16

Past 5Y EPS Growth 5.61%

This Y EPS Growth 12.61%

Next Y EPS Growth 10.00%

Next Y revenue growth (30.34%)

Next 5Y EPS Growth 11.39%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 32.62%

10-year low 10-year high

P/S against its own 10 years 22.71%

10-year low 10-year high

P/B against its own 10 years 34.72%

10-year low 10-year high

Dividends

Payout Ratio 0.58

Annual Dividend Rate 0.24

Annual Dividend Yield 6.10%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.38	0.00 0.00 0.00 0.00 0.06 0.00 0.00 0.00 0.07 0.00 0.00 0.00 0.07 0.00
2025	0.38	0.05 0.00 0.00 0.00 0.04 0.00 0.00 0.00 0.06 0.00 0.00 0.00 0.06 0.00 0.00 0.00 0.07
2024	0.08	0.00 0.00 0.00 0.00 0.00 0.00 0.07 0.00 0.00 0.00 0.03 0.00 0.00 0.00
2023	0.24	0.00 0.11 0.00 0.00 0.00 0.00 0.00 0.04 0.00 0.00 0.00 0.00 0.00 0.00 0.04
2022	0.08	0.00 0.00 0.00 0.00 0.00 0.00 0.04 0.00 0.00 0.00 0.00 0.00 0.00
2021	0.03	0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.09 0.00 0.00 0.00 0.00 0.00 0.00
2020	0.10	0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.06
2019	0.16	0.00 0.00 0.00 0.00 0.00 0.01 0.04 0.01 0.01 0.01 0.00 0.19 0.00 0.00 0.10
2018	0.17	0.01 0.00 0.01 0.00 0.01 0.00 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.12
2017	0.01	0.00 0.00 0.00 0.00 0.00 0.01 0.05 0.01 0.01 0.01 0.01 0.01 0.15
2016	0.10	0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.03 0.00 0.00 0.00 0.15 0.00 0.00 0.00 0.05

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	107,892	145,630	122,651	141,753
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	265,048	306,671	298,159	345,447

	2023	2024	2025	Q'26
Payables	189,355	186,542	205,674	233,795
ST’ Debt	—	—	—	—
Other	69,062	—	—	—
	268,500	245,023	260,525	233,795

Compound Annual Growth %

	10y	5y	3y
Sales	(1.82%)	16.20%	6.00%
Cash Flow	0.00%	0.00%	0.00%
Earnings	(2.10%)	5.72%	1.42%
Book Value	1.64%	2.72%	1.39%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	16,904	17,179	—	—	—
’25	12,136	12,984	14,652	15,664	55,435
’24	12,530	11,772	11,055	11,311	46,668
’23	11,541	7,553	13,163	—	48,856
’22	9,721	6,439	8,593	9,302	46,549
’21	7,021	5,891	7,889	3,905	28,376
’20	7,892	4,446	6,507	5,733	26,170

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	16,367	(9,719)	—	—	—
’25	(14,213)	6,536	(159)	(3,363)	(11,200)
’24	3,570	5,292	(1,655)	2,105	9,312
’23	5,001	(3,838)	15,391	—	(36)
’22	5,788	498	39,422	4,258	8,090
’21	(1,996)	1,639	(6,446)	(1,363)	(17,097)
’20	7,767	14,445	29,011	45,033	27,777

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	15,837	(10,126)	—	—	—
’25	(14,607)	6,064	(526)	(4,011)	(13,079)
’24	3,251	4,866	(1,899)	1,711	7,930
’23	4,622	(4,044)	15,144	—	(1,596)
’22	5,163	251	38,243	4,258	6,383
’21	(2,085)	1,408	(7,010)	(1,363)	(17,777)
’20	7,575	14,391	28,500	45,033	27,104

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.09	0.13	—	—	—
’25	0.09	0.10	0.09	0.11	0.38
’24	0.07	0.07	0.09	0.07	0.29
’23	0.07	0.08	0.06	—	0.25
’22	0.12	0.13	0.10	0.01	0.36
’21	0.10	0.12	0.11	0.05	0.36
’20	0.07	0.07	0.07	0.11	0.29

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	2.76	6.53	5.42	7.54	2.68	3.25	2.50	2.34	1.84	1.85	Analyst estimates 2026–2028 Powerpack
	High	7.95	9.88	10.98	10.55	9.32	5.70	4.74	3.68	3.50	3.77
People
People	Employees	108,793	98,808	98,605	97,329	89,575	87,274	88,381	86,222	84,022	82,095
	Revenue/emp, $m	0.68	0.79	0.62	0.62	0.29	0.33	0.53	0.57	0.56	0.68
Income, $m
Income, $m	Revenue	73,492	78,267	61,540	60,557	26,170	28,376	46,549	48,856	46,668	55,435
	Gross margin, %	75.30	75.64	78.92	81.37	68.00	69.93	45.36	35.89	42.68	37.37
	EBT	7,787	6,273	6,552	4,100	988	5,651	4,689	2,045	3,133	3,766
	EBT margin, %	10.60	8.02	10.65	6.77	3.77	19.91	10.07	4.19	6.71	6.79
	Net income	7,787	6,273	6,552	4,100	988	5,651	4,689	2,045	3,133	3,766
	Depreciation	1,215	1,901	1,649	1,507	1,174	1,054	1,097	1,306	1,249	1,265
Per share, $
Per share, $	Revenue	7.79	10.46	6.90	5.66	2.56	2.92	4.36	4.59	4.40	5.24
	Earnings	0.40	0.62	0.47	0.51	0.29	0.36	0.36	0.25	0.29	0.38
	Cash flow	1.90	0.99	0.50	(0.88)	2.72	(1.76)	0.76	0.00	0.88	(1.06)
	Capex	(0.14)	(0.22)	(0.16)	(0.11)	(0.07)	(0.07)	(0.16)	(0.15)	(0.13)	(0.18)
	Free cash flow	1.76	0.77	0.34	(0.98)	2.65	(1.83)	0.60	(0.15)	0.75	(1.24)
	Book value	3.07	4.65	3.74	3.18	2.74	2.82	2.88	3.14	2.95	3.03
	Shares, m	9,433	7,482	8,913	10,696	10,225	9,706	10,671	10,642	10,614	10,579
Valuation, ×
Valuation, ×	P/E	13.47	17.87	16.39	16.72	17.75	9.10	7.08	15.45	6.37	8.54
	P/S	0.91	1.17	1.22	1.42	2.29	1.48	0.40	0.88	0.43	0.64
	P/B	2.80	2.55	2.48	2.89	2.03	1.38	0.45	1.06	0.65	1.10
	EV/Sales	(0.13)	(0.67)	(0.90)	(0.13)	0.70	(4.28)	(3.88)	(1.70)	(2.27)	(1.02)
	EV/FCF	(0.98)	(95.68)	(16.76)	0.61	0.18	11.07	(2.79)	(3.75)	(13.39)	4.30
Cash, $m
Cash, $m	Operating cash flow	17,962	7,415	4,452	(9,361)	27,777	(17,097)	8,090	(36)	9,312	(11,200)
	Capex	(1,319)	(1,627)	(1,432)	(1,154)	(674)	(680)	(1,708)	(1,560)	(1,383)	(1,880)
	Free cash flow	16,643	5,787	3,020	(10,514)	27,104	(17,777)	6,383	(1,596)	7,930	(13,079)
Balance, $m
Balance, $m	Working capital	30,139	29,392	30,233	28,165	(46,336)	74,211	1,585	(3,451)	61,648	37,634
	Total debt	40,133	24,738	27,849	26,355	11,450	40,892	18,509	66,071	19,195	31,149
	Net debt	(108,554)	(156,222)	(132,438)	(113,858)	(51,322)	(106,723)	(63,702)	(41,821)	(126,435)	(91,502)
	Shareholders’ equity	28,926	34,772	33,321	34,065	28,026	27,394	30,748	33,453	31,322	32,050
Returns, %
Returns, %	ROA	1.33	1.28	1.43	1.64	0.98	1.32	1.24	0.78	0.83	1.06
	ROIC	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	ROE	15.40	14.41	15.34	16.98	10.34	14.68	13.98	8.89	9.88	13.38

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
BBDO Banco Bradesco SA	$28.5B	8.6×	—	+32.31% (above 0%: growing)	+30.00% (above 0%: growing)	−266.98% (below 0%: shrinking)	36.36%	0.00%	Compare
CFG Citizens Financial Group, Inc.	$26.7B	13.6×	12.3×	+6.25% (above 0%: growing)	+40.86% (above 0%: growing)	−17.35% (below 0%: shrinking)	71.46%	0.00%	Compare
RF Regions Financial Corporation	$23.3B	11.1×	10.9×	−2.14% (below 0%: shrinking)	+8.47% (above 0%: growing)	−39.63% (below 0%: shrinking)	80.19%	0.00%	Compare
FCNCA First Citizens BancShares, Inc.	$23.3B	11.4×	11.8×	+0.11% (above 0%: growing)	+31.07% (above 0%: growing)	+28.65% (above 0%: growing)	67.05%	0.00%	Compare
BBD Banco Bradesco SA	$22.5B	9.4×	6.5×	+32.31% (above 0%: growing)	+30.00% (above 0%: growing)	−266.98% (below 0%: shrinking)	36.36%	0.00%
KEY KeyCorp	$21.3B	11.5×	11.9×	−1.14% (below 0%: shrinking)	+25.71% (above 0%: growing)	−80.76% (below 0%: shrinking)	70.74%	0.00%	Compare
BSBR Banco Santander Brasil SA	$20.9B	7.4×	—	+14.98% (above 0%: growing)	−5.56% (below 0%: shrinking)	+274.78% (above 0%: growing)	40.57%	0.00%	Compare
BCH Banco De Chile	$19.8B	14.7×	13.3×	+14.73% (above 0%: growing)	+34.37% (above 0%: growing)	−141.88% (below 0%: shrinking)	79.35%	0.00%	Compare
EWBC East West Bancorp, Inc.	$17.3B	12.1×	11.8×	+3.68% (above 0%: growing)	+17.78% (above 0%: growing)	+112.58% (above 0%: growing)	66.63%	0.00%	Compare
Median of peers	$22.3B	11.5×	11.9×	+4.97%	+27.85%	−28.49%	68.90%	0.00%

All 323 Banks Regional stocks →

Banco Bradesco SA (BBD) key facts

Strength: Banco Bradesco SA’s revenue for fiscal 2025 (year ended December 2025) was $55.4 billion, up 18.8% from fiscal 2024.
Banco Bradesco SA (BBD) is a Banks Regional company in the Financial sector, traded in the US as an ADR.
As of October 16, 2026, BBD traded at $3.96, a market capitalization of $22.5 billion.
Banco Bradesco SA pays an annual dividend of $0.24 per share, a yield of 6.10%, with a payout ratio of 57.6%.
Return on equity was 13.4% and debt-to-equity 2.93.
Its Piotroski F-score is 4 out of 9 for fiscal 2025.