AXOS FINANCIAL, INC

AX Financial Banks Regional

AXOS FINANCIAL, INC’s revenue for fiscal 2026 (year ended June 2026) was $2.2 billion, up 12.5% from fiscal 2025.

Revenue
+16.6%
EPS
+14.8%
Free cash flow
+115.5%
Total debt
−27.0%

Quarter to September 2026, against a year earlier

92.56 2.01 −2.13%
Market cap
$5.2B
P/E
10.3×
Fwd P/E
9.1×
Dividend yield
—
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

AXOS FINANCIAL, INC (AX) Free cash flow margin

Alert me on Free cash flow margin

AXOS FINANCIAL, INC's free cash flow margin over the twelve months to 30 September 2026 was 18.4%, up 5.1 percentage points from fiscal 2026 (13.3%). Over the past ten years it has ranged from 13.0% (fiscal 2023) to 55.6% (fiscal 2021); the current reading is higher than 17% of that period. That is in line with the Banks Regional industry median of 18.0% and above the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2026 13.3% (9.11)
FY2025 22.4% 8.05
FY2024 14.4% 1.32
FY2023 13.0% (12.21)
FY2022 25.2% (30.37)
FY2021 55.6% 18.17
FY2020 37.4% 8.98
FY2019 28.5% (0.13)
FY2018 28.6% (13.07)
FY2017 41.7% 0.87

Against its own ten years

Low 13.0% High 55.6%
Ten-year median 28.5%
Current reading's percentile 17

Free cash flow margin against peers

Company Free cash flow margin
ASB Associated Banc-Corp compare 32.1%
AUB Atlantic Union Bankshares Corporation compare 25.0%
AX AXOS FINANCIAL, INC 18.4%
IFS Intercorp Financial Services Inc. compare 0.00%
EBC Eastern Bankshares, Inc. compare 0.00%
HWC Hancock Whitney Corporation compare 0.00%
OZK Bank OZK compare 0.00%
ABCB Ameris Bancorp compare 0.00%
HOMB Home BancShares, Inc. compare 0.00%
Banks Regional industry median 18.0%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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