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Saturday 17 October 2026 Export ASRV’s income statement to Excel — free account

AmeriServ Financial Inc.

ASRV Financial Banks Regional

AmeriServ Financial Inc.’s revenue for fiscal 2025 (year ended December 2025) was $88.3 million, up 4.57% from fiscal 2024. In the quarter to June 2026, revenue grew 4.04%, EPS grew 900.0%, free cash flow fell 756.9% and total debt fell 16.5%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.

4.54 0.08 +1.79%
Market cap
$75.7M
P/E
8.9×
Fwd P/E
0.0×
Dividend yield
2.64%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

AmeriServ Financial Inc. (ASRV) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, AmeriServ Financial Inc. (ASRV) trades at a P/E ratio of 8.9×. Over the past ten years it has ranged from 0.0× (December 2024) to 33.3× (February 2017); the current reading is higher than 18% of that period. That is below the Banks Regional industry median of 12.0× and below the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 9.4× (26.48%)
FY2024 12.8× —
FY2023 0.0× —
FY2022 8.9× (5.13%)
FY2021 9.4× (21.80%)
FY2020 12.0× 0.32%
FY2019 12.0× 31.02%
FY2018 9.2× (61.55%)
FY2017 23.8× (22.73%)
FY2016 30.8× 189.06%

Quarterly newest first

Period P/E ratio Change
Jun 2026 7.6× (30.65%)
Mar 2026 11.0× 16.92%
Dec 2025 9.4× (2.94%)
Sep 2025 9.7× (30.04%)
42 more quarters

Against its own ten years

Low 0.0× High 33.3×
Ten-year median 11.6×
Current reading's percentile 11

P/E ratio against peers

Company P/E ratio
ASRV AmeriServ Financial Inc. 8.9×
UBCP United Bancorp, Inc. compare 9.7×
HFBL Home Federal Bancorp, Inc. of Louisiana compare 11.8×
FUSB FIRST US BANCSH compare 12.2×
CPBI Central Plains Bancshares, Inc. compare 16.8×
CLST Catalyst Bancorp, Inc. compare 29.8×
CULL Cullman Bancorp, Inc. compare 32.5×
SSBI Summit State Bank compare 36.5×
FDSB Fifth District Bancorp, Inc. compare 49.7×
Banks Regional industry median 12.0×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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