AIFU Inc. - Sponsored ADR (AIFU) vs Goosehead Insurance (GSHD)

AIFU Inc. - Sponsored ADR and Goosehead Insurance are both Insurance Brokers companies. Goosehead Insurance is the larger, with a market value of $1.7B against $499.1M — 3.4× the size. AIFU Inc. - Sponsored ADR trades at the lower P/E: 0.0× against 35.9×. Goosehead Insurance grew revenue faster over the last twelve months: 17.7% against 11.7%. Goosehead Insurance has the higher net margin (8.78% vs 8.77%) and the higher return on invested capital (59.6% vs 0.00%). Across the 18 metrics below, Goosehead Insurance leads on 12 and AIFU Inc. - Sponsored ADR on 6.

Valuation

Metric AIFU GSHD Insurance Brokers median
P/E 0.03 35.92 25.10
P/S 0.00 3.03 2.98
P/B 0.01 n/m 3.18
Price to free cash flow n/m 19.91 22.89
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 3,008.73% 2.78% 2.74%
Free cash flow yield (175.43%) 5.02% 3.19%

Profitability

Metric AIFU GSHD Insurance Brokers median
Gross margin 32.92% 100.00% 49.44%
Operating margin 6.12% 23.31% 15.48%
Net margin 8.77% 8.78% 8.78%
Free cash flow margin 0.00% 15.21% 5.26%
Return on equity 0.00% (22.12%) 3.24%
Return on assets 0.00% 8.37% 2.51%
Return on invested capital 0.00% 59.58% 5.83%

Growth

Metric AIFU GSHD Insurance Brokers median
Revenue growth (TTM) 11.70% 17.74% 9.77%
EPS growth (last fiscal year) (238.84%) (9.57%) (8.67%)
Revenue growth, 5-year CAGR (30.78%) 25.57% 9.30%
Net income growth, 5-year CAGR 0.00% 24.55% 0.00%

Health

Metric AIFU GSHD Insurance Brokers median
Debt to equity 0.05 (1.67) 0.49
Current ratio 2.96 1.54 1.60
Net debt to EBITDA (0.49) 2.90 1.20

Dividend

Metric AIFU GSHD Insurance Brokers median
Dividend yield — 0.00% 1.17%
Payout ratio — 0.00 0.33

Size

Metric AIFU GSHD Insurance Brokers median
Market cap 499.11m 1.69b 2.82b

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