Saturday 17 October 2026
Export AFRM’s income statement to Excel — free account
Affirm Holdings, Inc.
AFRM Financial Credit Services
Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025. In the quarter to June 2026, revenue grew 33.0%, EPS grew 2,171.4%, free cash flow grew 875.0% and total debt rose 27.8%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for five.
74.01
1.91
−2.52%
Follow AFRM
| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
102.93 | 87.56 | 39.84 | 14.28 |
P/S ratio |
6.98 | 6.70 | 3.89 | 6.41 | |
P/FCF ratio |
31.37 | 40.18 | 19.63 | 27.53 | |
P/Operating CF |
64.43 | 143.20 | 39.97 | 92.29 | |
P/B ratio |
7.32 | 7.01 | 4.08 | 4.98 | |
Price to Tangible BV |
8.76 | 8.29 | 4.79 | 5.54 | |
EV/Sales |
8.43 | 8.40 | 5.36 | 7.96 | |
EV/EBITDA |
208.21 | 121.73 | 63.28 | 79.52 | |
EV/Operating CF |
30.01 | 37.44 | 21.07 | 27.56 | |
EV/FCF |
37.90 | 50.40 | 27.03 | 34.17 | |
Quick Ratio |
12.80 | 11.41 | 11.32 | 11.80 | |
Current Ratio |
12.80 | 11.41 | 11.32 | 11.80 | |
Net Debt/EBITDA |
72.92 | 53.58 | 69.31 | 42.29 | |
Debt/Assets |
69.09% | 70.54% | 68.88% | 63.29% | |
Debt/Equity |
2.40 | 2.58 | 2.39 | 1.82 | |
Asset Turnover |
0.32 | 0.32 | 0.34 | 0.32 | |
Operating CF/Net income |
4.64 | 1.34 | 3.76 | 0.18 | |
Capex/Depreciation |
(10.49) | (156.47) | 13.79 | (7.86) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
23.94% | 21.37% | 21.00% | 20.52% | |
Intangible Assets out of Total Assets |
0.05 | 0.04 | 0.04 | 0.03 | |
Share Based Compensation of Revenue |
9.20% | 6.93% | 7.11% | 5.76% | |
Graham Net Nets |
(0.21) | (0.25) | (0.38) | (0.24) | |
Graham Number |
12.63 | 14.25 | 17.04 | 45.85 | |
Earnings Yield |
0.97% | 1.14% | 2.51% | 7.00% | |
Free Cash Flow Yield |
3.19% | 2.49% | 5.09% | 3.63% | |
Revenue per Share |
2.83 | 3.36 | 3.08 | 3.48 | |
Operating CF per Share |
1.13 | 0.52 | 1.15 | 0.88 | |
Capex per Share |
(0.16) | (0.17) | (0.18) | (0.20) | |
Free Cash Flow per Share |
0.97 | 0.35 | 0.96 | 0.68 | |
Cash per Share |
8.81 | 8.43 | 9.59 | 10.16 | |
Shareholders Equity per Share |
9.99 | 10.61 | 11.22 | 16.36 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
9.99 | 10.61 | 11.22 | 16.36 | |
Free Cash Flow |
320.21 | 118.03 | 325.10 | 229.29 | |
Working Capital |
2,944.29 | 2,815.66 | 3,156.62 | 3,377.33 | |
Capital Expenditures |
(54.36) | (55.70) | (61.40) | (66.87) | |
Net Current Asset Value |
(4,985.89) | (6,323.91) | (5,895.56) | (6,616.28) | |
EV/EBIT |
267.44 | 135.10 | 64.89 | 81.35 | |
Capex to Sales |
0.06 | 0.05 | 0.06 | 0.06 | |
Price to Operating Income |
221.39 | 107.72 | 47.13 | 65.55 | |
| Other line items | |||||
Average Receivables |
296.06 | 235.90 | 225.49 | 355.26 | |
Average Payables |
57.79 | 53.93 | 50.32 | 83.73 | |
Average Assets |
10,808.87 | 11,718.99 | 11,788.89 | 13,472.54 | |
Average Common Equity |
3,067.23 | 3,166.20 | 3,329.16 | 4,276.42 |
Columns are period end dates