Affirm Holdings, Inc.

AFRM Financial Credit Services

Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025. In the quarter to June 2026, revenue grew 33.0%, EPS grew 2,171.4%, free cash flow grew 875.0% and total debt rose 27.8%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for five.

74.01 1.91 −2.52%
Market cap
$25.6B
P/E
13.0×
Fwd P/E
35.7×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '17 Jun '19 Jun '20 Jun '21 Jun '22 Jun '23 Jun '24 Jun '25 Jun '26
Piotroski F-Score
— — — 2 3 2 6 6 7
P/E ratio
— 0.00 0.00 0.00 0.00 0.00 0.00 432.13 14.28
P/S ratio
— 10.19 10.19 12.25 3.77 2.85 3.98 6.92 6.41
P/FCF ratio
— 0.00 0.00 0.00 0.00 0.00 31.78 37.10 27.53
P/Operating CF
— (143.18) (143.18) (535.63) (86.07) 103.40 134.42 299.07 92.29
P/B ratio
— 0.00 0.00 4.14 1.94 1.79 3.38 7.27 4.98
EV/Sales
— 10.47 10.47 12.47 4.46 4.72 5.76 8.53 7.96
EV/EBITDA
— 0.00 0.00 0.00 0.00 0.00 0.00 0.00 79.52
EV/FCF
— (69.29) (69.29) (50.86) (24.21) (68.99) 46.04 45.73 34.17
Current Ratio
— 14.49 8.15 4.72 11.87 11.81 13.07 11.54 11.80
Net Debt/EBITDA
— (1.61) (4.73) (0.49) (1.07) (2.61) (7.41) (83.43) 15.44
Debt/Equity
— 1.10 (2.50) 0.74 1.56 2.13 2.41 2.55 1.82
ROE
— 42.72% 39.91% (39.94%) (27.24%) (38.25%) (19.66%) 1.80% 45.13%
ROA
— (23.43%) (9.86%) (14.07%) (11.95%) (13.03%) (5.86%) 0.50% 14.32%
ROIC
— (10.49%) (30.98%) (8.68%) (15.26%) (13.65%) (5.59%) (0.66%) 2.16%
Return on Tangible Assets
— (32.82%) (32.12%) (29.56%) (22.21%) (36.48%) (17.29%) 1.55% 47.49%
Average Days of Receivables
— 59.51 42.27 38.40 38.43 45.76 55.47 48.24 24.36
Earnings Yield
— (1.64%) (1.64%) (3.05%) (14.06%) (21.79%) (5.63%) 0.23% 7.00%
Free Cash Flow Yield
— (1.48%) (1.48%) (2.00%) (4.88%) (2.40%) 3.15% 2.70% 3.63%
Free Cash Flow per Share
— (2.30) (1.93) (1.35) (0.97) (0.37) 0.94 1.86 2.96
Book value per Share
— 11.29 (7.67) 16.26 9.29 8.58 8.82 9.51 16.36
Free Cash Flow
— (108.90) (92.32) (213.38) (273.90) (108.59) 290.84 601.72 992.63
EV/EBIT
— 0.00 0.00 0.00 0.00 0.00 0.00 0.00 81.35
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