Affirm Holdings, Inc.

AFRM Financial Credit Services

Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025. In the quarter to June 2026, revenue grew 33.0%, EPS grew 2,171.4%, free cash flow grew 875.0% and total debt rose 27.8%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for five.

74.01 1.91 −2.52%
Market cap
$25.6B
P/E
13.0×
Fwd P/E
35.7×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

102.93 87.56 39.84 14.28
P/S ratio
6.98 6.70 3.89 6.41
P/FCF ratio
31.37 40.18 19.63 27.53
P/Operating CF
64.43 143.20 39.97 92.29
P/B ratio
7.32 7.01 4.08 4.98
Price to Tangible BV
8.76 8.29 4.79 5.54
EV/Sales
8.43 8.40 5.36 7.96
EV/EBITDA
208.21 121.73 63.28 79.52
EV/Operating CF
30.01 37.44 21.07 27.56
EV/FCF
37.90 50.40 27.03 34.17
Quick Ratio
12.80 11.41 11.32 11.80
Current Ratio
12.80 11.41 11.32 11.80
Net Debt/EBITDA
72.92 53.58 69.31 42.29
Debt/Assets
69.09% 70.54% 68.88% 63.29%
Debt/Equity
2.40 2.58 2.39 1.82
Asset Turnover
0.32 0.32 0.34 0.32
Operating CF/Net income
4.64 1.34 3.76 0.18
Capex/Depreciation
(10.49) (156.47) 13.79 (7.86)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
23.94% 21.37% 21.00% 20.52%
Intangible Assets out of Total Assets
0.05 0.04 0.04 0.03
Share Based Compensation of Revenue
9.20% 6.93% 7.11% 5.76%
Graham Net Nets
(0.21) (0.25) (0.38) (0.24)
Graham Number
12.63 14.25 17.04 45.85
Earnings Yield
0.97% 1.14% 2.51% 7.00%
Free Cash Flow Yield
3.19% 2.49% 5.09% 3.63%
Revenue per Share
2.83 3.36 3.08 3.48
Operating CF per Share
1.13 0.52 1.15 0.88
Capex per Share
(0.16) (0.17) (0.18) (0.20)
Free Cash Flow per Share
0.97 0.35 0.96 0.68
Cash per Share
8.81 8.43 9.59 10.16
Shareholders Equity per Share
9.99 10.61 11.22 16.36
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
9.99 10.61 11.22 16.36
Free Cash Flow
320.21 118.03 325.10 229.29
Working Capital
2,944.29 2,815.66 3,156.62 3,377.33
Capital Expenditures
(54.36) (55.70) (61.40) (66.87)
Net Current Asset Value
(4,985.89) (6,323.91) (5,895.56) (6,616.28)
EV/EBIT
267.44 135.10 64.89 81.35
Capex to Sales
0.06 0.05 0.06 0.06
Price to Operating Income
221.39 107.72 47.13 65.55
Other line items
Average Receivables
296.06 235.90 225.49 355.26
Average Payables
57.79 53.93 50.32 83.73
Average Assets
10,808.87 11,718.99 11,788.89 13,472.54
Average Common Equity
3,067.23 3,166.20 3,329.16 4,276.42

Fold the line items

Columns are period end dates