Lument Finance Trust, Inc. (LFT) vs Sunrise Realty Trust, Inc. (SUNS)

Lument Finance Trust, Inc. and Sunrise Realty Trust, Inc. are both Reit Mortgage companies. Sunrise Realty Trust, Inc. is the larger, with a market value of $97.7M against $27.2M — 3.6× the size. Lument Finance Trust, Inc. has negative trailing earnings, so its P/E is not meaningful; Sunrise Realty Trust, Inc. trades at 7.4×. Sunrise Realty Trust, Inc. grew revenue faster over the last twelve months: 44.3% against −23.0%. Sunrise Realty Trust, Inc. has the higher net margin (53.3% vs −24.2%) and the higher return on invested capital (5.33% vs −0.60%). Across the 17 metrics below, Sunrise Realty Trust, Inc. leads on 12 and Lument Finance Trust, Inc. on 5.

Valuation

Metric LFT SUNS Reit Mortgage median
P/E n/m 7.39 7.80
P/S 0.36 3.92 1.90
P/B 0.18 0.53 0.61
Price to free cash flow 1.13 n/m 5.90
EV/EBITDA 27.60 6.66 28.40
EV/Sales 17.18 3.69 16.02
Earnings yield (69.36%) 13.53% 7.68%
Free cash flow yield 88.86% (0.69%) 11.60%

Profitability

Metric LFT SUNS Reit Mortgage median
Gross margin 100.00% 100.00% 100.00%
Operating margin 59.77% 61.64% 35.40%
Net margin (24.22%) 53.33% 11.85%
Free cash flow margin 31.74% (2.69%) 26.68%
Return on equity (11.47%) 7.11% 4.81%
Return on assets (1.75%) 4.43% 0.62%
Return on invested capital (0.60%) 5.33% 1.22%

Growth

Metric LFT SUNS Reit Mortgage median
Revenue growth (TTM) (22.95%) 44.28% 4.70%
EPS growth (last fiscal year) (141.18%) (7.00%) —
Revenue growth, 5-year CAGR 18.64% — 14.60%
Net income growth, 5-year CAGR 0.00% — 0.00%

Health

Metric LFT SUNS Reit Mortgage median
Debt to equity 4.40 0.00 3.30
Current ratio 5.98 0.06 1.00
Net debt to EBITDA 18.31 (0.49) 18.31

Dividend

Metric LFT SUNS Reit Mortgage median
Dividend yield 11.61% — 13.05%
Payout ratio 1.85 — 1.24

Size

Metric LFT SUNS Reit Mortgage median
Market cap 27.18m 97.72m 517.48m

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