Kemper Corporation (KMPR) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
Kemper Corporation and UNIVERSAL INSURANCE HOLDINGS INC are both Insurance Property & Casualty companies. Kemper Corporation is the larger, with a market value of $1.5B against $1.2B — 1.3× the size. Kemper Corporation has negative trailing earnings, so its P/E is not meaningful; UNIVERSAL INSURANCE HOLDINGS INC trades at 5.4×. UNIVERSAL INSURANCE HOLDINGS INC grew revenue faster over the last twelve months: 3.96% against −4.46%. UNIVERSAL INSURANCE HOLDINGS INC has the higher net margin (13.5% vs −10.8%) and the higher return on invested capital (139.4% vs −9.97%). Both pay a dividend; UNIVERSAL INSURANCE HOLDINGS INC yields more (4.00% vs 2.16%). Across the 22 metrics below, UNIVERSAL INSURANCE HOLDINGS INC leads on 20 and Kemper Corporation on 2.
Valuation
Profitability
| Metric | KMPR | UVE | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | (0.55%) | 25.87% | 41.16% |
| Operating margin | (10.61%) | 18.37% | 15.09% |
| Net margin | (10.84%) | 13.49% | 11.51% |
| Free cash flow margin | 8.68% | 20.85% | 17.59% |
| Return on equity | (19.34%) | 40.16% | 18.19% |
| Return on assets | (4.04%) | 6.68% | 3.74% |
| Return on invested capital | (9.97%) | 139.39% | 12.06% |
Growth
Health
Dividend
Size
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