Horizon Bancorp (IN) (HBNC) vs Heritage Financial Corporation (HFWA)
- Horizon Bancorp (IN) HBNC 20.88 +0.14%
- Heritage Financial Corporation HFWA 28.46 −0.35%
Horizon Bancorp (IN) and Heritage Financial Corporation are both Banks Regional companies. Horizon Bancorp (IN) and Heritage Financial Corporation are of similar size ($1.2B and $1.1B). Horizon Bancorp (IN) has negative trailing earnings, so its P/E is not meaningful; Heritage Financial Corporation trades at 14.1×. Heritage Financial Corporation grew revenue faster over the last twelve months: 21.5% against −74.2%. Heritage Financial Corporation has the higher net margin (19.2% vs −149.0%) and the higher return on invested capital (5.47% vs −17.9%). Both pay a dividend; Heritage Financial Corporation yields more (3.43% vs 3.06%). Across the 18 metrics below, Heritage Financial Corporation leads on 14 and Horizon Bancorp (IN) on 4.
Valuation
Profitability
| Metric | HBNC | HFWA | Banks Regional median |
|---|---|---|---|
| Gross margin | (13.47%) | 78.21% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (148.95%) | 19.23% | 18.82% |
| Free cash flow margin | 97.31% | 0.00% | 17.97% |
| Return on equity | (18.98%) | 7.79% | 10.28% |
| Return on assets | (2.02%) | 1.00% | 1.13% |
| Return on invested capital | (17.93%) | 5.47% | 8.45% |
Growth
Health
Dividend
Size
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