CNB Financial Corporation (CCNE) vs Horizon Bancorp (IN) (HBNC)
CNB Financial Corporation and Horizon Bancorp (IN) are both Banks Regional companies. CNB Financial Corporation and Horizon Bancorp (IN) are of similar size ($1.0B and $986.8M). Horizon Bancorp (IN) has negative trailing earnings, so its P/E is not meaningful; CNB Financial Corporation trades at 11.0×. CNB Financial Corporation grew revenue faster over the last twelve months: 32.6% against −74.2%. CNB Financial Corporation has the higher net margin (18.4% vs −149.0%) and the higher return on invested capital (16.2% vs −17.9%). Both pay a dividend; Horizon Bancorp (IN) yields more (5.37% vs 3.44%). Across the 19 metrics below, CNB Financial Corporation leads on 15 and Horizon Bancorp (IN) on 4.
Valuation
Profitability
| Metric | CCNE | HBNC | Banks Regional median |
|---|---|---|---|
| Gross margin | 67.57% | (13.47%) | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 18.40% | (148.95%) | 18.66% |
| Free cash flow margin | 18.25% | 97.31% | 21.18% |
| Return on equity | 12.75% | (18.98%) | 10.64% |
| Return on assets | 1.24% | (2.02%) | 1.13% |
| Return on invested capital | 16.17% | (17.93%) | 8.33% |
Growth
Health
Dividend
Size
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