Horizon Bancorp (IN) (HBNC) vs Univest Corporation of Pennsylvania (UVSP)
- Horizon Bancorp (IN) HBNC 20.89 −2.57%
- Univest Corporation of Pennsylvania UVSP 40.20 −3.11%
Horizon Bancorp (IN) and Univest Corporation of Pennsylvania are both Banks Regional companies. Horizon Bancorp (IN) and Univest Corporation of Pennsylvania are of similar size ($1.1B and $1.1B). Horizon Bancorp (IN) has negative trailing earnings, so its P/E is not meaningful; Univest Corporation of Pennsylvania trades at 11.9×. Univest Corporation of Pennsylvania grew revenue faster over the last twelve months: 2.37% against −74.2%. Univest Corporation of Pennsylvania has the higher net margin (18.0% vs −149.0%) and the higher return on invested capital (0.00% vs −17.9%). Both pay a dividend; Horizon Bancorp (IN) yields more (3.06% vs 1.69%). Across the 18 metrics below, Univest Corporation of Pennsylvania leads on 16 and Horizon Bancorp (IN) on 2.
Valuation
Profitability
| Metric | HBNC | UVSP | Banks Regional median |
|---|---|---|---|
| Gross margin | (13.47%) | 65.91% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (148.95%) | 17.95% | 18.82% |
| Free cash flow margin | 97.31% | 23.44% | 17.97% |
| Return on equity | (18.98%) | 10.03% | 10.28% |
| Return on assets | (2.02%) | 1.10% | 1.13% |
| Return on invested capital | (17.93%) | 0.00% | 8.45% |
Growth
Health
Dividend
Size
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