Five Star Bancorp (FSBC) vs Horizon Bancorp (IN) (HBNC)
- Five Star Bancorp FSBC 43.84 −3.20%
- Horizon Bancorp (IN) HBNC 20.89 −2.57%
Five Star Bancorp and Horizon Bancorp (IN) are both Banks Regional companies. Five Star Bancorp and Horizon Bancorp (IN) are of similar size ($1.1B and $1.1B). Horizon Bancorp (IN) has negative trailing earnings, so its P/E is not meaningful; Five Star Bancorp trades at 12.4×. Five Star Bancorp grew revenue faster over the last twelve months: 18.1% against −74.2%. Five Star Bancorp has the higher net margin (26.6% vs −149.0%) and the higher return on invested capital (10.5% vs −17.9%). Both pay a dividend; Horizon Bancorp (IN) yields more (3.06% vs 2.28%). Across the 18 metrics below, Five Star Bancorp leads on 13 and Horizon Bancorp (IN) on 5.
Valuation
Profitability
| Metric | FSBC | HBNC | Banks Regional median |
|---|---|---|---|
| Gross margin | 64.80% | (13.47%) | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 26.58% | (148.95%) | 18.82% |
| Free cash flow margin | 30.17% | 97.31% | 17.97% |
| Return on equity | 14.80% | (18.98%) | 10.28% |
| Return on assets | 1.52% | (2.02%) | 1.13% |
| Return on invested capital | 10.50% | (17.93%) | 8.45% |
Growth
Health
Dividend
Size
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