Pricing Log in Create free account

Greene County Bancorp, Inc. (GCBC) vs West Coast Community Bancorp (WCCB)

Greene County Bancorp, Inc. and West Coast Community Bancorp are both Banks Regional companies. Greene County Bancorp, Inc. and West Coast Community Bancorp are of similar size ($656.7M and $612.9M). West Coast Community Bancorp trades at the lower P/E: 12.3× against 14.9×. West Coast Community Bancorp grew revenue faster over the last twelve months: 16.0% against 9.67%. West Coast Community Bancorp has the higher net margin (29.8% vs 28.1%) and the lower return on invested capital (0.00% vs 21.0%). Both pay a dividend; West Coast Community Bancorp yields more (1.62% vs 1.14%). Across the 15 metrics below, West Coast Community Bancorp leads on 10 and Greene County Bancorp, Inc. on 5.

Valuation

Metric GCBC WCCB Banks Regional median
P/E 14.86 12.27 12.02
P/S 4.18 3.64 2.36
P/B 2.19 n/m 1.23
Price to free cash flow 14.67 n/m 10.60
EV/EBITDA — n/m —
EV/Sales — 3.52 —
Earnings yield 6.73% 8.15% 8.21%
Free cash flow yield 6.82% 0.00% 9.23%

Profitability

Metric GCBC WCCB Banks Regional median
Gross margin 63.50% 100.00% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 28.14% 29.80% 18.82%
Free cash flow margin 28.50% 0.00% 17.97%
Return on equity 15.88% 0.00% 10.28%
Return on assets 1.32% 0.00% 1.13%
Return on invested capital 21.04% 0.00% 8.45%

Growth

Metric GCBC WCCB Banks Regional median
Revenue growth (TTM) 9.67% 16.04% 6.37%
EPS growth (last fiscal year) 31.69% 45.12% 18.85%
Revenue growth, 5-year CAGR 16.48% 25.23% 12.65%
Net income growth, 5-year CAGR 11.37% 23.50% 9.81%

Health

Metric GCBC WCCB Banks Regional median
Debt to equity 0.02 — 0.17
Current ratio 0.65 — 0.93
Net debt to EBITDA 0.00 — 0.00

Dividend

Metric GCBC WCCB Banks Regional median
Dividend yield 1.14% 1.62% 2.49%
Payout ratio 0.17 0.20 0.29

Size

Metric GCBC WCCB Banks Regional median
Market cap 612.92m 656.73m 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack