Powerpack

Unlock full stockrow access for only $9.90/month and boost yourself as an investor.

  • Full quarterly history

    Every quarter and TTM period we hold, not just the last 12.

  • Analyst estimates

    Three years of forward estimates and dividend forecasts.

  • Unlimited screener

    All results, unlimited saved screens, email when a screen changes.

  • Unlimited Excel

    Full workbooks and screener exports.

  • Unlimited follows

See Powerpack
Screener Weekly Summary Pricing

First Business Financial Services, Inc. (FBIZ) vs Greene County Bancorp, Inc. (GCBC)

First Business Financial Services, Inc. and Greene County Bancorp, Inc. are both Banks Regional companies. First Business Financial Services, Inc. and Greene County Bancorp, Inc. are of similar size ($590.8M and $587.5M). First Business Financial Services, Inc. trades at the lower P/E: 10.8× against 14.3×. Greene County Bancorp, Inc. grew revenue faster over the last twelve months: 9.67% against 6.56%. Greene County Bancorp, Inc. has the higher net margin (28.1% vs 18.6%) and the higher return on invested capital (21.0% vs 7.15%). Both pay a dividend; First Business Financial Services, Inc. yields more (2.69% vs 1.15%). Across the 20 metrics below, First Business Financial Services, Inc. leads on 11 and Greene County Bancorp, Inc. on 9.

Valuation

Metric FBIZ GCBC Banks Regional median
P/E 10.75 14.30 12.15
P/S 2.01 4.02 2.37
P/B 1.51 2.11 1.21
Price to free cash flow 7.15 14.12 10.80
EV/EBITDA n/m n/m —
EV/Sales 2.65 3.07 2.27
Earnings yield 9.30% 6.99% 8.11%
Free cash flow yield 13.98% 7.08% 8.98%

Profitability

Metric FBIZ GCBC Banks Regional median
Gross margin 61.75% 63.50% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 18.64% 28.14% 18.66%
Free cash flow margin 28.12% 28.50% 21.18%
Return on equity 14.99% 15.88% 10.64%
Return on assets 1.28% 1.32% 1.13%
Return on invested capital 7.15% 21.04% 8.33%

Growth

Metric FBIZ GCBC Banks Regional median
Revenue growth (TTM) 6.56% 9.67% 6.61%
EPS growth (last fiscal year) 14.23% 31.69% —
Revenue growth, 5-year CAGR 18.18% 16.48% 12.30%
Net income growth, 5-year CAGR 23.98% 11.37% 9.71%

Health

Metric FBIZ GCBC Banks Regional median
Debt to equity 0.88 0.02 0.22
Current ratio 1.06 0.65 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric FBIZ GCBC Banks Regional median
Dividend yield 2.69% 1.15% 3.75%
Payout ratio 0.19 0.15 0.27

Size

Metric FBIZ GCBC Banks Regional median
Market cap 587.46m 590.78m 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack