First Business Financial Services, Inc. (FBIZ) vs Greene County Bancorp, Inc. (GCBC)
- First Business Financial Services, Inc. FBIZ 70.51 +0.61%
- Greene County Bancorp, Inc. GCBC 34.48 +0.67%
First Business Financial Services, Inc. and Greene County Bancorp, Inc. are both Banks Regional companies. First Business Financial Services, Inc. and Greene County Bancorp, Inc. are of similar size ($586.5M and $583.1M). First Business Financial Services, Inc. trades at the lower P/E: 10.7× against 14.3×. Greene County Bancorp, Inc. grew revenue faster over the last twelve months: 9.67% against 6.56%. Greene County Bancorp, Inc. has the higher net margin (28.1% vs 18.6%) and the higher return on invested capital (21.0% vs 7.15%). Both pay a dividend; First Business Financial Services, Inc. yields more (1.86% vs 1.19%). Across the 19 metrics below, First Business Financial Services, Inc. leads on 10 and Greene County Bancorp, Inc. on 9.
Valuation
Profitability
| Metric | FBIZ | GCBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 61.75% | 63.50% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 18.64% | 28.14% | 18.66% |
| Free cash flow margin | 28.12% | 28.50% | 21.11% |
| Return on equity | 14.99% | 15.88% | 10.65% |
| Return on assets | 1.28% | 1.32% | 1.13% |
| Return on invested capital | 7.15% | 21.04% | 8.35% |
Growth
Health
Dividend
Size
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