stockrowFirst Business Financial Services, Inc. (FBIZ) vs Greene County Bancorp, Inc. (GCBC)
- First Business Financial Services, Inc. FBIZ 75.22 +0.47%
- Greene County Bancorp, Inc. GCBC 36.06 +0.17%
First Business Financial Services, Inc. and Greene County Bancorp, Inc. are both Banks Regional companies. First Business Financial Services, Inc. and Greene County Bancorp, Inc. are of similar size ($623.6M and $612.9M). First Business Financial Services, Inc. trades at the lower P/E: 11.0× against 14.9×. Greene County Bancorp, Inc. grew revenue faster over the last twelve months: 9.67% against 4.43%. Greene County Bancorp, Inc. has the higher net margin (28.1% vs 19.3%) and the higher return on invested capital (21.0% vs 8.54%). Both pay a dividend; First Business Financial Services, Inc. yields more (1.74% vs 1.14%). Across the 18 metrics below, First Business Financial Services, Inc. leads on 10 and Greene County Bancorp, Inc. on 8.
Valuation
Profitability
| Metric | FBIZ | GCBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 62.45% | 63.50% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 19.30% | 28.14% | 18.82% |
| Free cash flow margin | 23.46% | 28.50% | 17.97% |
| Return on equity | 15.12% | 15.88% | 10.28% |
| Return on assets | 1.32% | 1.32% | 1.13% |
| Return on invested capital | 8.54% | 21.04% | 8.45% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack