Civista Bancshares, Inc. (CIVB) vs Greene County Bancorp, Inc. (GCBC)
Civista Bancshares, Inc. and Greene County Bancorp, Inc. are both Banks Regional companies. Civista Bancshares, Inc. and Greene County Bancorp, Inc. are of similar size ($590.8M and $568.8M). Civista Bancshares, Inc. trades at the lower P/E: 10.0× against 14.3×. Greene County Bancorp, Inc. grew revenue faster over the last twelve months: 9.67% against 4.71%. Greene County Bancorp, Inc. has the higher net margin (28.1% vs 20.7%) and the higher return on invested capital (21.0% vs 5.57%). Both pay a dividend; Civista Bancshares, Inc. yields more (3.99% vs 1.15%). Across the 20 metrics below, Civista Bancshares, Inc. leads on 10 and Greene County Bancorp, Inc. on 10.
Valuation
Profitability
| Metric | CIVB | GCBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.94% | 63.50% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.73% | 28.14% | 18.66% |
| Free cash flow margin | 21.86% | 28.50% | 21.18% |
| Return on equity | 11.16% | 15.88% | 10.64% |
| Return on assets | 1.28% | 1.32% | 1.13% |
| Return on invested capital | 5.57% | 21.04% | 8.33% |
Growth
Health
Dividend
Size
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