Greene County Bancorp, Inc. (GCBC) vs Southern First Bancshares, Inc. (SFST)
Greene County Bancorp, Inc. and Southern First Bancshares, Inc. are both Banks Regional companies. Greene County Bancorp, Inc. and Southern First Bancshares, Inc. are of similar size ($590.8M and $569.8M). Southern First Bancshares, Inc. trades at the lower P/E: 12.8× against 14.3×. Greene County Bancorp, Inc. grew revenue faster over the last twelve months: 9.67% against 8.92%. Greene County Bancorp, Inc. has the higher net margin (28.1% vs 16.8%) and the lower return on invested capital (21.0% vs 30.7%). Across the 19 metrics below, Southern First Bancshares, Inc. leads on 10 and Greene County Bancorp, Inc. on 9.
Valuation
Profitability
| Metric | GCBC | SFST | Banks Regional median |
|---|---|---|---|
| Gross margin | 63.50% | 56.20% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 28.14% | 16.78% | 18.66% |
| Free cash flow margin | 28.50% | 16.86% | 21.18% |
| Return on equity | 15.88% | 9.93% | 10.64% |
| Return on assets | 1.32% | 0.88% | 1.13% |
| Return on invested capital | 21.04% | 30.67% | 8.33% |
Growth
Health
Dividend
Size
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