American Integrity Insurance Group, Inc. (AII) vs Global Indemnity PLC (GBLI)

American Integrity Insurance Group, Inc. and Global Indemnity PLC are both Insurance Property & Casualty companies. American Integrity Insurance Group, Inc. is the larger, with a market value of $496.3M against $366.5M — 1.4× the size. American Integrity Insurance Group, Inc. trades at the lower P/E: 5.6× against 10.5×. American Integrity Insurance Group, Inc. grew revenue faster over the last twelve months: 29.3% against 3.83%. American Integrity Insurance Group, Inc. has the higher net margin (26.9% vs 7.42%) and the higher return on invested capital (292.0% vs 4.29%). Across the 19 metrics below, American Integrity Insurance Group, Inc. leads on 17 and Global Indemnity PLC on 2.

Valuation

Metric AII GBLI Insurance Property & Casualty median
P/E 5.60 10.53 10.29
P/S 1.47 0.78 1.17
P/B 1.34 0.51 1.83
Price to free cash flow 3.02 n/m 7.48
EV/EBITDA 1.21 6.31 7.49
EV/Sales 0.45 0.67 1.13
Earnings yield 17.86% 9.50% 9.50%
Free cash flow yield 33.17% (9.52%) 13.29%

Profitability

Metric AII GBLI Insurance Property & Casualty median
Gross margin 50.53% 16.61% 41.16%
Operating margin 36.21% 9.91% 15.09%
Net margin 26.85% 7.42% 11.51%
Free cash flow margin 48.67% (7.46%) 17.59%
Return on equity 26.89% 4.84% 18.19%
Return on assets 5.64% 1.97% 3.74%
Return on invested capital 291.96% 4.29% 12.06%

Growth

Metric AII GBLI Insurance Property & Casualty median
Revenue growth (TTM) 29.28% 3.83% 8.69%
EPS growth (last fiscal year) 83.45% (43.91%) —
Revenue growth, 5-year CAGR — (7.87%) 9.23%
Net income growth, 5-year CAGR — (2.95%) 10.09%

Health

Metric AII GBLI Insurance Property & Casualty median
Debt to equity 0.00 0.06 0.25
Current ratio 1.00 0.26 0.42
Net debt to EBITDA (2.08) (0.87) 0.08

Dividend

Metric AII GBLI Insurance Property & Casualty median
Dividend yield — 3.36% 2.79%
Payout ratio — 0.38 0.27

Size

Metric AII GBLI Insurance Property & Casualty median
Market cap 496.30m 366.45m 2.44b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack