Global Indemnity PLC (GBLI) vs Hippo Holdings Inc. (HIPO)

Global Indemnity PLC and Hippo Holdings Inc. are both Insurance Property & Casualty companies. Hippo Holdings Inc. is the larger, with a market value of $798.0M against $366.5M — 2.2× the size. Hippo Holdings Inc. trades at the lower P/E: 6.4× against 10.5×. Hippo Holdings Inc. grew revenue faster over the last twelve months: 19.3% against 3.83%. Hippo Holdings Inc. has the higher net margin (23.9% vs 7.42%) and the higher return on invested capital (8.68% vs 4.29%). Across the 21 metrics below, Hippo Holdings Inc. leads on 14 and Global Indemnity PLC on 7.

Valuation

Metric GBLI HIPO Insurance Property & Casualty median
P/E 10.53 6.39 10.29
P/S 0.78 1.58 1.17
P/B 0.51 1.72 1.83
Price to free cash flow n/m 14.61 7.48
EV/EBITDA 6.31 17.21 7.49
EV/Sales 0.67 1.14 1.13
Earnings yield 9.50% 15.65% 9.50%
Free cash flow yield (9.52%) 6.84% 13.29%

Profitability

Metric GBLI HIPO Insurance Property & Casualty median
Gross margin 16.61% 100.00% 41.16%
Operating margin 9.91% 6.62% 15.09%
Net margin 7.42% 23.92% 11.51%
Free cash flow margin (7.46%) 11.47% 17.59%
Return on equity 4.84% 30.34% 18.19%
Return on assets 1.97% 6.03% 3.74%
Return on invested capital 4.29% 8.68% 12.06%

Growth

Metric GBLI HIPO Insurance Property & Casualty median
Revenue growth (TTM) 3.83% 19.34% 8.69%
EPS growth (last fiscal year) (43.91%) 235.37% —
Revenue growth, 5-year CAGR (7.87%) 55.46% 9.23%
Net income growth, 5-year CAGR (2.95%) 0.00% 10.09%

Health

Metric GBLI HIPO Insurance Property & Casualty median
Debt to equity 0.06 0.10 0.25
Current ratio 0.26 0.95 0.42
Net debt to EBITDA (0.87) 38.15 0.08

Dividend

Metric GBLI HIPO Insurance Property & Casualty median
Dividend yield 3.36% — 2.79%
Payout ratio 0.38 0.00 0.27

Size

Metric GBLI HIPO Insurance Property & Casualty median
Market cap 366.45m 798.01m 2.44b

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