Farmers & Merchants Bancorp Inc. (FMAO) vs Orange County Bancorp, Inc. (OBT)
Farmers & Merchants Bancorp Inc. and Orange County Bancorp, Inc. are both Banks Regional companies. Farmers & Merchants Bancorp Inc. and Orange County Bancorp, Inc. are of similar size ($501.2M and $482.5M). Orange County Bancorp, Inc. trades at the lower P/E: 10.7× against 12.0×. Farmers & Merchants Bancorp Inc. grew revenue faster over the last twelve months: 7.14% against 3.32%. Orange County Bancorp, Inc. has the higher net margin (30.8% vs 20.0%) and the higher return on invested capital (523.6% vs 8.07%). Both pay a dividend; Farmers & Merchants Bancorp Inc. yields more (4.06% vs 1.79%). Across the 20 metrics below, Orange County Bancorp, Inc. leads on 15 and Farmers & Merchants Bancorp Inc. on 5.
Valuation
Profitability
| Metric | FMAO | OBT | Banks Regional median |
|---|---|---|---|
| Gross margin | 66.09% | 82.32% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.02% | 30.80% | 18.66% |
| Free cash flow margin | 21.61% | 42.03% | 21.18% |
| Return on equity | 10.75% | 16.95% | 10.64% |
| Return on assets | 1.15% | 1.75% | 1.13% |
| Return on invested capital | 8.07% | 523.60% | 8.33% |
Growth
Health
Dividend
Size
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