Farmers & Merchants Bancorp Inc. (FMAO) vs Ponce Financial Group, Inc. (PDLB)
Farmers & Merchants Bancorp Inc. and Ponce Financial Group, Inc. are both Banks Regional companies. Farmers & Merchants Bancorp Inc. and Ponce Financial Group, Inc. are of similar size ($490.3M and $482.5M). Farmers & Merchants Bancorp Inc. trades at the lower P/E: 12.0× against 14.3×. Ponce Financial Group, Inc. grew revenue faster over the last twelve months: 12.5% against 7.14%. Farmers & Merchants Bancorp Inc. has the higher net margin (20.0% vs 16.0%) and the higher return on invested capital (8.07% vs 2.71%). Across the 19 metrics below, Farmers & Merchants Bancorp Inc. leads on 10 and Ponce Financial Group, Inc. on 9.
Valuation
Profitability
| Metric | FMAO | PDLB | Banks Regional median |
|---|---|---|---|
| Gross margin | 66.09% | 58.68% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.02% | 15.96% | 18.66% |
| Free cash flow margin | 21.61% | 28.18% | 21.18% |
| Return on equity | 10.75% | 10.33% | 10.64% |
| Return on assets | 1.15% | 0.98% | 1.13% |
| Return on invested capital | 8.07% | 2.71% | 8.33% |
Growth
Health
Dividend
Size
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