Sierra Bancorp (BSRR) vs Farmers & Merchants Bancorp Inc. (FMAO)
Sierra Bancorp and Farmers & Merchants Bancorp Inc. are both Banks Regional companies. Sierra Bancorp and Farmers & Merchants Bancorp Inc. are of similar size ($514.0M and $482.5M). Sierra Bancorp trades at the lower P/E: 11.6× against 12.0×. Farmers & Merchants Bancorp Inc. grew revenue faster over the last twelve months: 7.14% against −0.63%. Sierra Bancorp has the higher net margin (22.4% vs 20.0%) and the higher return on invested capital (12.1% vs 8.07%). Both pay a dividend; Sierra Bancorp yields more (4.96% vs 4.06%). Across the 20 metrics below, Sierra Bancorp leads on 11 and Farmers & Merchants Bancorp Inc. on 9.
Valuation
Profitability
| Metric | BSRR | FMAO | Banks Regional median |
|---|---|---|---|
| Gross margin | 77.94% | 66.09% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.37% | 20.02% | 18.66% |
| Free cash flow margin | 22.46% | 21.61% | 21.18% |
| Return on equity | 12.46% | 10.75% | 10.64% |
| Return on assets | 1.20% | 1.15% | 1.13% |
| Return on invested capital | 12.07% | 8.07% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack