Financial Institutions, Inc. (FISI) vs Southern Missouri Bancorp, Inc. (SMBC)
- Financial Institutions, Inc. FISI 39.58 −2.13%
- Southern Missouri Bancorp, Inc. SMBC 70.80 −2.44%
Financial Institutions, Inc. and Southern Missouri Bancorp, Inc. are both Banks Regional companies. Financial Institutions, Inc. and Southern Missouri Bancorp, Inc. are of similar size ($776.7M and $771.3M). Financial Institutions, Inc. trades at the lower P/E: 9.7× against 11.0×. Financial Institutions, Inc. grew revenue faster over the last twelve months: 46.3% against 3.74%. Southern Missouri Bancorp, Inc. has the higher net margin (22.6% vs 21.4%) and the lower return on invested capital (8.43% vs 10.0%). Both pay a dividend; Financial Institutions, Inc. yields more (3.21% vs 1.44%). Across the 19 metrics below, Financial Institutions, Inc. leads on 12 and Southern Missouri Bancorp, Inc. on 7.
Valuation
Profitability
| Metric | FISI | SMBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 67.21% | 63.34% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.40% | 22.58% | 18.82% |
| Free cash flow margin | 14.85% | 24.74% | 17.97% |
| Return on equity | 13.41% | 12.60% | 10.28% |
| Return on assets | 1.30% | 1.39% | 1.13% |
| Return on invested capital | 10.00% | 8.43% | 8.45% |
Growth
Health
Dividend
Size
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