Financial Institutions, Inc. (FISI) vs Southern Missouri Bancorp, Inc. (SMBC)
- Financial Institutions, Inc. FISI 39.31 +0.10%
- Southern Missouri Bancorp, Inc. SMBC 70.18 +0.41%
Financial Institutions, Inc. and Southern Missouri Bancorp, Inc. are both Banks Regional companies. Financial Institutions, Inc. and Southern Missouri Bancorp, Inc. are of similar size ($773.9M and $769.7M). Financial Institutions, Inc. trades at the lower P/E: 9.6× against 10.9×. Financial Institutions, Inc. grew revenue faster over the last twelve months: 46.3% against 3.74%. Southern Missouri Bancorp, Inc. has the higher net margin (22.6% vs 21.4%) and the lower return on invested capital (8.43% vs 10.0%). Both pay a dividend; Financial Institutions, Inc. yields more (3.23% vs 1.45%). Across the 19 metrics below, Financial Institutions, Inc. leads on 12 and Southern Missouri Bancorp, Inc. on 7.
Valuation
Profitability
| Metric | FISI | SMBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 67.21% | 63.34% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.40% | 22.58% | 18.66% |
| Free cash flow margin | 14.85% | 24.74% | 21.11% |
| Return on equity | 13.41% | 12.60% | 10.65% |
| Return on assets | 1.30% | 1.39% | 1.13% |
| Return on invested capital | 10.00% | 8.43% | 8.35% |
Growth
Health
Dividend
Size
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