Financial Institutions, Inc. (FISI) vs South Plains Financial, Inc. (SPFI)
- Financial Institutions, Inc. FISI 39.56 +0.13%
- South Plains Financial, Inc. SPFI 42.42 −1.03%
Financial Institutions, Inc. and South Plains Financial, Inc. are both Banks Regional companies. Financial Institutions, Inc. and South Plains Financial, Inc. are of similar size ($807.8M and $771.3M). Financial Institutions, Inc. trades at the lower P/E: 9.7× against 10.9×. Financial Institutions, Inc. grew revenue faster over the last twelve months: 46.3% against 10.3%. Financial Institutions, Inc. has the higher net margin (21.4% vs 21.2%) and the higher return on invested capital (10.0% vs 0.00%). Both pay a dividend; Financial Institutions, Inc. yields more (3.21% vs 1.66%). Across the 19 metrics below, Financial Institutions, Inc. leads on 12 and South Plains Financial, Inc. on 7.
Valuation
Profitability
| Metric | FISI | SPFI | Banks Regional median |
|---|---|---|---|
| Gross margin | 67.21% | 72.58% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.40% | 21.23% | 18.82% |
| Free cash flow margin | 14.85% | 25.54% | 17.97% |
| Return on equity | 13.41% | 12.64% | 10.28% |
| Return on assets | 1.30% | 1.41% | 1.13% |
| Return on invested capital | 10.00% | 0.00% | 8.45% |
Growth
Health
Dividend
Size
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