Financial Institutions, Inc. (FISI) vs South Plains Financial, Inc. (SPFI)
Financial Institutions, Inc. and South Plains Financial, Inc. are both Banks Regional companies. Financial Institutions, Inc. and South Plains Financial, Inc. are of similar size ($807.3M and $788.6M). Financial Institutions, Inc. trades at the lower P/E: 9.8× against 11.3×. Financial Institutions, Inc. grew revenue faster over the last twelve months: 46.3% against 6.59%. Financial Institutions, Inc. has the higher net margin (21.4% vs 20.8%) and the higher return on invested capital (10.0% vs 0.00%). Both pay a dividend; Financial Institutions, Inc. yields more (6.57% vs 2.08%). Across the 20 metrics below, Financial Institutions, Inc. leads on 12 and South Plains Financial, Inc. on 8.
Valuation
Profitability
| Metric | FISI | SPFI | Banks Regional median |
|---|---|---|---|
| Gross margin | 67.21% | 72.40% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.40% | 20.79% | 18.66% |
| Free cash flow margin | 14.85% | 24.14% | 21.18% |
| Return on equity | 13.41% | 12.01% | 10.64% |
| Return on assets | 1.30% | 1.33% | 1.13% |
| Return on invested capital | 10.00% | 0.00% | 8.33% |
Growth
Health
Dividend
Size
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