Financial Institutions, Inc. (FISI) vs Independent Bank Corp. (IBCP)
- Financial Institutions, Inc. FISI 39.31 +0.10%
- Independent Bank Corp. IBCP 35.60 +0.88%
Financial Institutions, Inc. and Independent Bank Corp. are both Banks Regional companies. Financial Institutions, Inc. and Independent Bank Corp. are of similar size ($783.4M and $773.9M). Financial Institutions, Inc. trades at the lower P/E: 9.6× against 10.2×. Financial Institutions, Inc. grew revenue faster over the last twelve months: 46.3% against 0.86%. Independent Bank Corp. has the higher net margin (22.3% vs 21.4%) and the higher return on invested capital (10.0% vs 10.0%). Both pay a dividend; Financial Institutions, Inc. yields more (3.23% vs 3.09%). Across the 19 metrics below, Financial Institutions, Inc. leads on 14 and Independent Bank Corp. on 5.
Valuation
Profitability
| Metric | FISI | IBCP | Banks Regional median |
|---|---|---|---|
| Gross margin | 67.21% | 73.96% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.40% | 22.32% | 18.66% |
| Free cash flow margin | 14.85% | 11.86% | 21.11% |
| Return on equity | 13.41% | 14.38% | 10.65% |
| Return on assets | 1.30% | 1.29% | 1.13% |
| Return on invested capital | 10.00% | 10.04% | 8.35% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack