stockrowFinancial Institutions, Inc. (FISI) vs Independent Bank Corp. (IBCP)
- Financial Institutions, Inc. FISI 39.58 −2.13%
- Independent Bank Corp. IBCP 36.41 −2.26%
Financial Institutions, Inc. and Independent Bank Corp. are both Banks Regional companies. Financial Institutions, Inc. and Independent Bank Corp. are of similar size ($802.2M and $771.3M). Financial Institutions, Inc. trades at the lower P/E: 9.7× against 10.6×. Financial Institutions, Inc. grew revenue faster over the last twelve months: 46.3% against 3.49%. Independent Bank Corp. has the higher net margin (21.6% vs 21.4%) and the lower return on invested capital (0.00% vs 10.0%). Both pay a dividend; Financial Institutions, Inc. yields more (3.21% vs 3.08%). Across the 19 metrics below, Financial Institutions, Inc. leads on 15 and Independent Bank Corp. on 4.
Valuation
Profitability
| Metric | FISI | IBCP | Banks Regional median |
|---|---|---|---|
| Gross margin | 67.21% | 75.45% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.40% | 21.63% | 18.82% |
| Free cash flow margin | 14.85% | 0.00% | 17.97% |
| Return on equity | 13.41% | 13.50% | 10.28% |
| Return on assets | 1.30% | 1.23% | 1.13% |
| Return on invested capital | 10.00% | 0.00% | 8.45% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack