Financial Institutions, Inc. (FISI) vs Peoples Financial Services Corp. (PFIS)
- Financial Institutions, Inc. FISI 39.58 −2.13%
- Peoples Financial Services Corp. PFIS 73.29 −1.87%
Financial Institutions, Inc. and Peoples Financial Services Corp. are both Banks Regional companies. Financial Institutions, Inc. and Peoples Financial Services Corp. are of similar size ($771.3M and $730.2M). Financial Institutions, Inc. trades at the lower P/E: 9.7× against 12.9×. Financial Institutions, Inc. grew revenue faster over the last twelve months: 46.3% against 0.46%. Financial Institutions, Inc. has the higher net margin (21.4% vs 19.8%) and the higher return on invested capital (10.0% vs 8.38%). Both pay a dividend; Peoples Financial Services Corp. yields more (3.40% vs 3.21%). Across the 19 metrics below, Financial Institutions, Inc. leads on 12 and Peoples Financial Services Corp. on 7.
Valuation
Profitability
| Metric | FISI | PFIS | Banks Regional median |
|---|---|---|---|
| Gross margin | 67.21% | 68.05% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.40% | 19.78% | 18.82% |
| Free cash flow margin | 14.85% | 17.28% | 17.97% |
| Return on equity | 13.41% | 11.02% | 10.28% |
| Return on assets | 1.30% | 1.08% | 1.13% |
| Return on invested capital | 10.00% | 8.38% | 8.45% |
Growth
Health
Dividend
Size
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