Financial Institutions, Inc. (FISI) vs Shore Bancshares Inc (SHBI)
- Financial Institutions, Inc. FISI 39.31 +0.10%
- Shore Bancshares Inc SHBI 22.55 +0.04%
Financial Institutions, Inc. and Shore Bancshares Inc are both Banks Regional companies. Financial Institutions, Inc. and Shore Bancshares Inc are of similar size ($773.9M and $752.2M). Financial Institutions, Inc. trades at the lower P/E: 9.6× against 11.4×. Financial Institutions, Inc. grew revenue faster over the last twelve months: 46.3% against 2.79%. Financial Institutions, Inc. has the higher net margin (21.4% vs 19.2%) and the lower return on invested capital (10.0% vs 12.2%). Both pay a dividend; Financial Institutions, Inc. yields more (3.23% vs 2.31%). Across the 19 metrics below, Financial Institutions, Inc. leads on 10 and Shore Bancshares Inc on 9.
Valuation
Profitability
| Metric | FISI | SHBI | Banks Regional median |
|---|---|---|---|
| Gross margin | 67.21% | 68.57% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.40% | 19.15% | 18.66% |
| Free cash flow margin | 14.85% | 24.99% | 21.11% |
| Return on equity | 13.41% | 11.21% | 10.65% |
| Return on assets | 1.30% | 1.09% | 1.13% |
| Return on invested capital | 10.00% | 12.23% | 8.35% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack