Pricing Log in Create free account

FinWise Bancorp (FINW) vs SB Financial Group, Inc. (SBFG)

FinWise Bancorp and SB Financial Group, Inc. are both Banks Regional companies. FinWise Bancorp and SB Financial Group, Inc. are of similar size ($187.9M and $179.2M). SB Financial Group, Inc. trades at the lower P/E: 10.7× against 13.5×. FinWise Bancorp grew revenue faster over the last twelve months: 90.2% against 8.42%. SB Financial Group, Inc. has the higher net margin (17.2% vs 6.53%) and the higher return on invested capital (32.0% vs 11.0%). Across the 17 metrics below, SB Financial Group, Inc. leads on 10 and FinWise Bancorp on 7.

Valuation

Metric FINW SBFG Banks Regional median
P/E 13.47 10.71 12.02
P/S 0.89 1.83 2.36
P/B 0.90 1.23 1.23
Price to free cash flow 34.92 9.29 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.42% 9.34% 8.21%
Free cash flow yield 2.86% 10.77% 9.23%

Profitability

Metric FINW SBFG Banks Regional median
Gross margin 89.27% 72.03% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 6.53% 17.18% 18.82%
Free cash flow margin 2.55% 21.49% 17.97%
Return on equity 6.94% 11.84% 10.28%
Return on assets 1.50% 1.07% 1.13%
Return on invested capital 10.95% 31.96% 8.45%

Growth

Metric FINW SBFG Banks Regional median
Revenue growth (TTM) 90.17% 8.42% 6.37%
EPS growth (last fiscal year) 21.51% 27.33% 18.85%
Revenue growth, 5-year CAGR 28.03% 4.59% 12.65%
Net income growth, 5-year CAGR 8.23% (1.33%) 9.81%

Health

Metric FINW SBFG Banks Regional median
Debt to equity 0.00 0.00 0.17
Current ratio 0.88 0.95 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric FINW SBFG Banks Regional median
Dividend yield — 2.20% 2.49%
Payout ratio — 0.24 0.29

Size

Metric FINW SBFG Banks Regional median
Market cap 187.87m 179.21m 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack