Esquire Financial Holdings, Inc. (ESQ) vs Westamerica Bancorporation (WABC)
- Esquire Financial Holdings, Inc. ESQ 118.89 −0.05%
- Westamerica Bancorporation WABC 61.28 +0.62%
Esquire Financial Holdings, Inc. and Westamerica Bancorporation are both Banks Regional companies. Esquire Financial Holdings, Inc. and Westamerica Bancorporation are of similar size ($1.4B and $1.4B). Westamerica Bancorporation trades at the lower P/E: 13.5× against 18.4×. Esquire Financial Holdings, Inc. grew revenue faster over the last twelve months: 20.0% against −8.51%. Westamerica Bancorporation has the higher net margin (41.7% vs 29.3%) and the lower return on invested capital (13.6% vs 61.2%). Both pay a dividend; Westamerica Bancorporation yields more (3.07% vs 0.65%). Across the 19 metrics below, Westamerica Bancorporation leads on 10 and Esquire Financial Holdings, Inc. on 9.
Valuation
Profitability
| Metric | ESQ | WABC | Banks Regional median |
|---|---|---|---|
| Gross margin | 88.70% | 94.83% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 29.30% | 41.71% | 18.66% |
| Free cash flow margin | 35.75% | 40.89% | 21.11% |
| Return on equity | 18.26% | 12.49% | 10.65% |
| Return on assets | 2.31% | 1.91% | 1.13% |
| Return on invested capital | 61.15% | 13.63% | 8.35% |
Growth
Health
Dividend
Size
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