stockrowEsquire Financial Holdings, Inc. (ESQ) vs Westamerica Bancorporation (WABC)
- Esquire Financial Holdings, Inc. ESQ 129.09 +1.72%
- Westamerica Bancorporation WABC 59.73 −0.07%
Esquire Financial Holdings, Inc. and Westamerica Bancorporation are both Banks Regional companies. Esquire Financial Holdings, Inc. is the larger, with a market value of $1.5B against $1.4B — 1.1× the size. Westamerica Bancorporation trades at the lower P/E: 12.9× against 19.7×. Esquire Financial Holdings, Inc. grew revenue faster over the last twelve months: 20.0% against −4.35%. Westamerica Bancorporation has the higher net margin (41.6% vs 29.3%) and the lower return on invested capital (15.4% vs 61.2%). Both pay a dividend; Westamerica Bancorporation yields more (3.18% vs 0.61%). Across the 19 metrics below, Esquire Financial Holdings, Inc. leads on 10 and Westamerica Bancorporation on 9.
Valuation
Profitability
| Metric | ESQ | WABC | Banks Regional median |
|---|---|---|---|
| Gross margin | 88.70% | 94.84% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 29.30% | 41.63% | 18.82% |
| Free cash flow margin | 35.75% | 0.00% | 17.97% |
| Return on equity | 18.26% | 12.86% | 10.28% |
| Return on assets | 2.31% | 1.89% | 1.13% |
| Return on invested capital | 61.15% | 15.35% | 8.45% |
Growth
Health
Dividend
Size
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