Amalgamated Financial Corp. (AMAL) vs Esquire Financial Holdings, Inc. (ESQ)
Amalgamated Financial Corp. and Esquire Financial Holdings, Inc. are both Banks Regional companies. Amalgamated Financial Corp. and Esquire Financial Holdings, Inc. are of similar size ($1.5B and $1.4B). Amalgamated Financial Corp. trades at the lower P/E: 12.6× against 19.0×. Esquire Financial Holdings, Inc. grew revenue faster over the last twelve months: 20.0% against 10.9%. Esquire Financial Holdings, Inc. has the higher net margin (29.3% vs 23.3%) and the higher return on invested capital (61.2% vs 13.9%). Both pay a dividend; Amalgamated Financial Corp. yields more (1.66% vs 1.15%). Across the 20 metrics below, Esquire Financial Holdings, Inc. leads on 12 and Amalgamated Financial Corp. on 8.
Valuation
Profitability
| Metric | AMAL | ESQ | Banks Regional median |
|---|---|---|---|
| Gross margin | 74.61% | 88.70% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 23.34% | 29.30% | 18.66% |
| Free cash flow margin | 30.17% | 35.75% | 21.18% |
| Return on equity | 14.28% | 18.26% | 10.64% |
| Return on assets | 1.26% | 2.31% | 1.13% |
| Return on invested capital | 13.89% | 61.15% | 8.33% |
Growth
Health
Dividend
Size
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