Esquire Financial Holdings, Inc. (ESQ) vs Lakeland Financial Corporation (LKFN)
Esquire Financial Holdings, Inc. and Lakeland Financial Corporation are both Banks Regional companies. Esquire Financial Holdings, Inc. and Lakeland Financial Corporation are of similar size ($1.5B and $1.5B). Lakeland Financial Corporation trades at the lower P/E: 13.6× against 19.0×. Esquire Financial Holdings, Inc. grew revenue faster over the last twelve months: 20.0% against 1.83%. Esquire Financial Holdings, Inc. has the higher net margin (29.3% vs 26.0%) and the higher return on invested capital (61.2% vs 14.6%). Both pay a dividend; Lakeland Financial Corporation yields more (2.94% vs 1.15%). Across the 20 metrics below, Esquire Financial Holdings, Inc. leads on 12 and Lakeland Financial Corporation on 8.
Valuation
Profitability
| Metric | ESQ | LKFN | Banks Regional median |
|---|---|---|---|
| Gross margin | 88.70% | 65.42% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 29.30% | 26.04% | 18.66% |
| Free cash flow margin | 35.75% | 26.15% | 21.18% |
| Return on equity | 18.26% | 15.00% | 10.64% |
| Return on assets | 2.31% | 1.57% | 1.13% |
| Return on invested capital | 61.15% | 14.61% | 8.33% |
Growth
Health
Dividend
Size
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